I am acquiring a house without a mortgage in Dursley. I have resided for the previous dozen years in Dursley. Conveyancing searches are a lot of money. As I have knowledge of the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a home loan, then the vast majority of the Dursley conveyancing searches are at your discretion. Your solicitor will ’encourage you, no-doubt strongly, that you should have searches carried out, but she has a professional duty to do this. Do bear in mind; if you are likely to sell the house one day, it will likely be be of relevance to your future purchaser what the searches contain. On occasion properties with day to day issues can still show up unpredicted search results. A competent conveyancing solicitor in Dursley will provide you some practical guidance here.
Is it the case that all Dursley solicitors on the RBS conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the RBS conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some banks do allow licenced conveyancers on their panel in which case such organisation would be regulated by the Council of Licensed Conveyancers.
We are getting a further advance on our home loan from Lloyds as we want to conduct alterations to our property in Dursley. Are we obliged to appoint a bricks and mortar Dursley solicitor on the Lloyds conveyancing panel to deal with the legals?
Lloyds do not ordinarily instruct a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.
I am selling my house. I had a double glazing fitted in February 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Principality are being problematic. The Dursley solicitor who is on the Principality conveyancing panel is recommending indemnity insurance as a solution but Principality are requiring a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I need some expedited conveyancing in Dursley as I have pressure to exchange contracts in less than one month. Thankfully I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
As you are are a mortgage free buyer you are at free not to do searches although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Dursley the following are examples of what can crop up and therefore affect the marketability of the property: Refused Planning Applications, Overdue Fees, Outstanding Grants, Unadopted Roads,...
five months have gone by since my purchase conveyancing in Dursley completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
My father has recommend that I use his conveyancers in Dursley. Should I find my own property lawyer?
Much as we are happy to recommend a Dursley conveyancing lawyer it’s preferable to select a conveyancing solicitor is to seek referrals from friends or relatives who have experience in using the solicitor that you are considering.