Is the fact that my solicitor in Frampton on Severn is not on my lender's solicitor panel that there is a problem with the quality of her work?
It would be unwise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Frampton on Severn conveyancing firm and enquire why they are no longer on the approved list for your lender.
We previously chose solicitors based in Frampton on Severn on the Aldermore solicitor approved list. They have just billed me an additional fee for the legal aspects of the Aldermore mortgage. Is this a supplemental conveyancing fee set by Aldermore?
Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your conveyancing practitioner is entitled to levy a fee for this. This fee is not set by Aldermore but by your Frampton on Severn solicitor. Some firms on the Aldermore panel will quote ’dealing with mortgage’ fee and others do not.
I am purchasing a property in Frampton on Severn. One unusual aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Kent Reliance your lawyer must follow the conveyancing requirements outlined in Part two of UK Finance Lenders’ Handbook for Kent Reliance. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and solicitors are required to report to Kent Reliance where a lease fails to comply with these requirements. The conditions relate to the installation of panels on properties in England and Wales and is not limited to Frampton on Severn.
About to purchase flat in Frampton on Severn. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Frampton on Severn solicitor is on the Nationwide conveyancing panel.
Are there restrictive covenants that are commonly picked up during conveyancing in Frampton on Severn?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Frampton on Severn. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is there anything unique about your site and other online quote calculators for conveyancing in Frampton on Severn?
At this site receive a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Frampton on Severn. Unlike many estate agents and brokerage sites we are not in the business of charging firms a fee if you instruct them for your property ownership legalities in Frampton on Severn
I am in need of some leasehold conveyancing in Frampton on Severn. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.
If the lease is recorded at the land registry - and most are in Frampton on Severn - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Frampton on Severn - Examples of Queries before Purchasing
It would be a good idea to investigate if the the lease contains any adverse restrictions in the lease. By way of example it is reasonably common in Frampton on Severn leases that pets are not permitted in in a block in Frampton on Severn. If you like the flatin Frampton on Severn however your cat can’t move with you then you have a very hard determination. Please tell me if there are any major works anticipated that will likely increase the maintenance fees?