Just contacted my conveyancing solicitor in Frampton on Severn who acted for me 18 months ago and wanted a conveyancing estimate based on the same type of home move (a leasehold residence and a freehold property) of almost identical values with a home loan from Barclays Direct. I am now being quoted twice the amount. Should I look for an alternative property lawyer?
The estimate does seem a tad overpriced. If you you were to look around you may be able to get the conveyancing a bit cheaper by say £100 plus VAT. That being said, if you were pleased with the service the firm offered you couldcome to rue choosing an a cheaper lawyer. If is important to check that the firm can represent Barclays Direct. Do make use of our search tool to get a quote a Frampton on Severn conveyancing firm on the Barclays Direct approved list of lawyers, which can often include conveyancing solicitors in Frampton on Severn.
We are planning to acquire a flat and need a conveyancing solicitor in Frampton on Severn who is on the Santander conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Frampton on Severn.
My solicitor has informed me that missing deeds insurance is necessary on my purchase. What is the level of cover for Frampton on Severn conveyancing?
The right level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Halifax and Virgin Money. Conveyancing lawyers as opposed to members of the public take out such insurances.
My wife and I are in the process of viewing houses in Frampton on Severn and I am now considering a potential offer. Is it best to have my solicitor on ‘stand by’? I intend to finance via a home loan with Barclays.
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. Given that you are getting a mortgage with Barclays, make sure you remember to check that your lawyer is on the Barclays conveyancing panel.
I have paid off my mortgage with Santander. I assume I don't need a Frampton on Severn property lawyer on the Santander panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
I am buying a new build flat in Frampton on Severn. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Frampton on Severn
Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
I opted to have a survey completed on a house in Frampton on Severn before retaining solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some lenders may refuse to give a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Frampton on Severn. Conveyancing may be slightly more expensive based on your lender's requirements.