I am thinking of remortgaging my home in Frampton on Severn, does my lawyer have to be on the Co-operative Solicitor panel?
There is nothing to stop you using your solicitor, but Co-operative will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I am helping my step-mother sell her house in Frampton on Severn. Will the conveyancing solicitor arrange the energy performance certificate or it is for the owner to see to?
Following the demise of HIPs, energy performance certificates was retained a required part of moving property. An energy performance certificate must be to hand in advance of the property being advertised. This is not a task that law firms normally organise. If you are using a Frampton on Severn conveyancing lawyer they might be able to arrange energy assessments given their relationships with reputable local providers
This question may be naive but I am unseasoned as FTB of a ground floor flat in Frampton on Severn. Do I pick up the keys to the property on completion from my solicitor? If so, I will instruct a High Street conveyancing solicitor in Frampton on Severn?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you will be able to receive the keys from the property Agents and start moving into the property. Usually this occurs between 1 and 3pm.
The formalities of my remortgage has taken place for my property in Frampton on Severn. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Frampton on Severn is the location of the property. Can you shed any light on this issue?
Flying freeholds in Frampton on Severn are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Frampton on Severn you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Frampton on Severn may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What does commercial conveyancing in Frampton on Severn cover?
Non domestic conveyancing in Frampton on Severn incorporates a wide array of guidance, given by qualified solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
My uncle has suggested that I appoint his conveyancers in Frampton on Severn. Should I use them?
There are no two ways about it it’s preferable to select a conveyancing solicitor is to seek guidance from friends or relatives who have actually used the conveyancer you're are thinking of instructing.