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Find a Gloucestershire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Gloucestershire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Gloucestershire home move at risk of delay or failure.

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Recently asked questions about conveyancing in Gloucestershire

Why is leasehold purchase conveyancing in Gloucestershire costs more?

Gloucestershire leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Gloucestershire. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/9/2020, the requirements read as follows :

My wife and I purchased a terraced Georgian house in Gloucestershire. Conveyancing solicitor represented me and Nationwide Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gloucestershire and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing lawyer who conducted the work.

How does conveyancing in Gloucestershire differ for new build properties?

Most buyers of new build premises in Gloucestershire approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is built. This is because builders in Gloucestershire typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Gloucestershire or who has acted in the same development.

My uncle has suggested that I instruct his conveyancing solicitors in Gloucestershire. Do I follow his recommendation?

No doubt the ideal way to select a conveyancing solicitor is to get referrals from friends or family who have used the solicitor that you are contemplating using.

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