My previous conveyancer has sent a quote for £1200 for no sale no fee conveyancing in Gloucestershire. I’m hoping to downsize from a Georgian property for £200,000. Is this over the top? Is it in excess of the norm for conveyancing in Gloucestershire?
The estimate does seem marginally overpriced. If you shop around you could trim some of the cost by as much as £125. On the other hand, you mightcome to rue choosing an an unknown solicitor. Remember to ensure the firm can also act for your lender. Do employ our search tool to get a quote a Gloucestershire conveyancing practice on the banks conveyancing panel which can often include conveyancing solicitors in Gloucestershire.
My stepmother informed me that in buying a property in Gloucestershire there could be various restrictions as to what one can do in terms of external changes to a property. Is this right?
There are a number of properties in Gloucestershire which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Gloucestershire should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are getting the release of further funds on our home loan from Yorkshire BS as we wish to conduct a loft conversion to our home in Gloucestershire. Are we obliged to select a nearby Gloucestershire solicitor on the Yorkshire BS conveyancing panel to handle the legals?
Yorkshire BS do not ordinarily appoint a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS list.
I am currently in the process of buying my council flat in Gloucestershire. I have a mortgage agreed with Aldermore. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
3 months have gone by following my purchase conveyancing in Gloucestershire completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I have been on the look out for a flat up to £235,500 and identified one near me in Gloucestershire I like with a park and transport links nearby, the downside is that it only has 51 remaining years left on the lease. There is not much else in Gloucestershire suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a home loan the shortness of the lease may be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
How do I use the search facility to select a conveyancing practitioner in Gloucestershire on the approved list for my bank?
1st select a bank such as Santander, The Royal Bank of Scotland or Nottingham Building Society then type in your location for example Gloucestershire. Conveyancing firms in Gloucestershire and nationally will then be listed.