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Find a Gloucestershire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Gloucestershire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Gloucestershire conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Gloucestershire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Gloucestershire

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Gloucestershire. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/4/2024, the requirements read as follows :

We are getting the release of further funds on our mortgage from Co-operative as we intend to conduct improvements to our house in Gloucestershire. Do we need to choose a local Gloucestershire solicitor on the Co-operative conveyancing panel to handle the legals?

Co-operative do not ordinarily appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative panel.

I have decided to exercise my right to buy my property in Gloucestershire off the council. I have a mortgage offer with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.

I recently had an offer accepted on a house in Gloucestershire. My mortgage broker pressured me to appoint their lawyer. I paid an on account payment of £150. Not long after, the solicitor called me sheepishly admitting that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I decided to have a survey completed on a property in Gloucestershire before instructing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some banks will refuse to issue a mortgage on this type of premises.

It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Gloucestershire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Gloucestershire to see if the conveyancing will be more expensive.

My father has urged me to use his conveyancers in Gloucestershire. Should I use them?

No doubt the ideal way to select a conveyancing lawyer is to have feedback from friends or relatives who have actually experience in using the conveyancer you're contemplating using.

I am looking at a couple of maisonettes in Gloucestershire which have in the region of fifty years remaining on the lease term. Should I regard a short lease as a deal breaker?

A lease is a right to use the premises for a prescribed time frame. As the lease shortens the saleability of the lease deteriorates and results in it becoming more costly to acquire a lease extension. This is why it is generally wise to increase the term of the lease. Sometimes it is difficulties arise selling premises with a short lease as mortgage companies may be reluctant to lend money on such properties. Lease extension can be a protracted process. We advise that you seek professional help from a solicitor and surveyor with experience in this area.

Leasehold Conveyancing in Gloucestershire - Examples of Questions you should consider before buying

    Does this lease have more than 85 years unexpired? Are any of leasehold owners in arrears of their service charge payments?

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Find out more about how flying freehold can affect your the value of a property.