I am assisting my sister sell her flat in Tewkesbury. Will the conveyancer order the energy performance certificate or should I organise this?
After the demise of Home Packs, energy assessments was retained a mandatory element of moving property. An energy assessment should be commissioned prior to the property being placed on the market. It is not as aspect of the sale process that solicitors normally organise. Where you are using a Tewkesbury conveyancing solicitor they may help arrange energy assessments given their contacts with long established local providers
I am aiming to move house in October. Does my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you suggest a removal company in Tewkesbury. Conveyancing solicitor was found prior to coming across your site.
On the day of completion you can pick up the house keys from the property agent but this should only be done when the previous owners solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be handed over. Subsequently you can inform the removal men that they can start moving you in. We are not in a position to suggest a particular removal organisation but can help you find a conveyancing in Tewkesbury or a legal practice that specialises in conveyancing in Tewkesbury.
I am selling my apartment. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Nottingham are being difficult. The Tewkesbury solicitor who is on the Nottingham conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nottingham are requiring a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Various online forums that I have come across warn that are the number one reason for delay in Tewkesbury house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays in the conveyancing process. Searches are not likely to be the root cause of delay in conveyancing in Tewkesbury.
I am purchasing my first flat in Tewkesbury benefiting from help to buy. The builders would not move on the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not inform my lawyer about this deal as it could jeopardize my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it best to instruct a Tewkesbury conveyancing lawyer who is local to the property I am purchasing? We have a good friend who can execute the conveyancing however they are based 400miles away.
The primary upside of using a high street Tewkesbury conveyancing practice is that you can attend the office to execute paperwork, hand in your ID and apply pressure on them if necessary. Having local Tewkesbury know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and on the whole were happy that must surpass using an unfamiliar Tewkesbury conveyancing solicitor solely due to them being based in the area.
Much to my surprise my conveyancer in Tewkesbury has requested from me personal identification documents stating that this forms part of his requirements as a solicitor on the bank Solicitor panel. Is this right?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the lender. This is not specific to conveyancing in Tewkesbury