Souldappointing a Tewkesbury conveyancing practice make my purchase more efficient?
Tewkesbury is a special area, where neighbourhood insight helps. The laid-back lifestyle is great – but not for your home move. The property lawyers that we endorse display specialist Tewkesbury insight with a positive, hands-onattitude that helps the conveyancing to progress without delay. It is a definite plus where they can make use of well established connections with financial advisers, estate agents, valuers and other Tewkesbury conveyancing solicitors
How do I check that the solicitor carrying out my conveyancing in Tewkesbury is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for HSBC Bank thus paying £187.00 plus VAT in another set of conveyancing bill.
Please do take advantage of the search tool on this web page. Please choose the lender and type ‘Tewkesbury’ or your preferred area and you will be presented with a number of lawyer offices in Tewkesbury or by proximity to you.
A colleague suggested that where I am buying in Tewkesbury I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally included in the estimate for your Tewkesbury conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Tewkesbury around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Tewkesbury Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Tewkesbury.
My wife and I have a terraced Edwardian property in Tewkesbury. Conveyancing practitioner represented me and Accord Mortgages Ltd. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tewkesbury and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing lawyer who conducted the work.
How does conveyancing in Tewkesbury differ for new build properties?
Most buyers of new build property in Tewkesbury approach us having been asked by the builder to sign contracts and commit to the purchase even before the premises is constructed. This is because builders in Tewkesbury typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Tewkesbury or who has acted in the same development.