Do the conveyancing lawyers via your comparison service perform attended exchange conveyancing in Upton Upon Severn?

There are a few conveyancing experts who can conduct personalised exchanges. You should e-mail us to obtain a conveyancing quote and details as to dates.

I'm purchasing a new build house in Upton Upon Severn with the aid of help to buy. The builders refused to move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not disclose to my conveyancer about the deal as it would impact my loan with Alliance & Leicester . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My husband and I are a fortnight into a residential purchase having been referred to a firm by the high street agent to do our conveyancing in Upton Upon Severn. We are not happy. Could you you assist me in finding new conveyancers?

A lawyer would have to be very poor in order to consider replacing them. Has the mortgage offer been sent? If so you must make them aware of the new solicitor and ensure the loan are issued to the new lawyers. Your solicitor ideally should be on the lenders approved list to avoid added fees and frustration. So that should be your starting point. The find a solicitor tool can assist you in finding a lender approved lawyer for your conveyancing in Upton Upon Severn

Last October I purchased a leasehold property in Upton Upon Severn. Do I have any liability for service charges for periods before completion of my purchase?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I invested in buying a 1 bedroom flat in Upton Upon Severn, conveyancing having been completed half a dozen years ago. How much will my lease extension cost? Similar flats in Upton Upon Severn with over 90 years remaining are worth £211,000. The ground rent is £50 per annum. The lease terminates on 21st October 2087

With 68 years remaining on your lease we estimate the premium for your lease extension to span between £9,500 and £11,000 as well as legals.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.

How easy is it to change a solicitor as I need to find a Upton Upon Severn based conveyancer who is on the lender conveyancing panel. Is it practical to instruct different lawyers?

In the event that you have not formally instructed a solicitor to commence the conveyancing and at this stage simply received an estimate as to costs, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Upton Upon Severn that you're thinking of instructing.