I am acquiring a property mortgage free in Kempsey. I have been residing for the previous twelve years in Kempsey. Conveyancing searches are expensive. Given that I have knowledge of the road and vicinity very well must I have all the conveyancing searches?

If you not getting a home loan, then all but one or two of the Kempsey conveyancing searches are at your discretion. Your conveyancer will 'advise', perhaps strongly, that you should have searches carried out, but he has a professional duty to do this. Do consider; if you are going to sell the house one day, it will likely be be of interest to your prospective purchaser what the searches determine. On occasion properties with apparent issues can still reveal unfavourable search results. A good conveyancing solicitor in Kempsey will provide you some sensible advice concerning this.

We note that you have a post code search directory listing law firms on the Virgin Money conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Kempsey?

We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kempsey.

My friend recommended that if I am buying in Kempsey I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes included in the estimate for your Kempsey conveyancing searches. It is not a small report of more than thirty pages, listing and setting out important information about Kempsey around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Kempsey Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Kempsey Education with plans and statistics, Local Amenities and other useful information about Kempsey.

I'm buying my first flat in Kempsey with a loan from Skipton Building Society. The builders would not reduce the price so I negotiated five thousand pounds worth of extras instead. The property agent suggested that I not disclose to my conveyancer about this extras as it could jeopardize my mortgage with Skipton Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Given that I am about to part with hundreds of thousands of pounds on 3 bedroom house in Kempsey I wish to talk to a solicitor regarding thehome move in advance of instructing the firm. Can this be arranged?

We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer due to be conducting your conveyancing in Kempsey.There is no ‘factory style conveyancing’ - each client is an important individual, not a file number. The solicitors that we put you in touch with believe that the figure you are provided with for residential conveyancing in Kempsey should be the amount on the final invoice that you are charged.