I am in a contract race with another prospective purchaser for a property in Droitwich Spa. What can I do to expedite matters?
First, If you are under a tight deadline to sign contracts it is highly recommended that your solicitor is familiar with the area as they will benefit local contacts and insight. It is even conceivable that they would have transacted previoushouses in the same road. Therefore consider using a Droitwich Spa conveyancing solicitor. Second, be sure that the conveyancing firm is on the on the approved list for your mortgage company. It is understood that nearly one in five of Droitwich Spa conveyancing deals are delayed or jeopardised after finding out that a purchaser’s solicitor was not on their mortgage lender’s member panel. In many cases this discovery resulted in the transaction being frustrated by almost 21 days. It is claimed that this issue impacts in the region of 100,000 home sales every year. Most Droitwich Spa conveyancing firms can not act for certain mortgage companies so do check as early as possible.
We are purchasing a house and require a conveyancing solicitor in Droitwich Spa who is on the Santander approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Droitwich Spa.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Droitwich Spa. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 7/12/2018, the requirements read as follows :
I have todaybeen informed that Stirling Law have closed. They conducted my conveyancing in Droitwich Spa for a purchase of a leasehold apartment 9 months ago. How can I check that my home is registered correctly in the name of the former proprietor?
The quickest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Droitwich Spa conveyancing specialists.
When it comes to my conveyancing in Droitwich Spa should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Droitwich Spa conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the solicitor's time in submitting the funds this way.