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Find a Bartley Green Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Bartley Green? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bartley Green conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Bartley Green conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Bartley Green

My fiance and I changing mortgage lender for our maisonette in Bartley Green with HSBC. We have a son 18 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the property is repossessed. I have two questions (1) Is this document specific to the HSBC conveyancing panel as he never had to sign this form when we remortgaged 5 years ago (2) Does our son by signing this compromise his rights to inherit the property?

First, rest assured that your HSBC conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to HSBC. This is solely used to protect HSBC if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of HSBC had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Is it correct that all Bartley Green CQS (Conveyancing Quality Scheme) solicitors are on the Barclays conveyancing panel?

Some major lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.

How can we tell if a Bartley Green conveyancing solicitor on the Coventry BS panel is any good?

When it comes to conveyancing in Bartley Green getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor handling your conveyancing.

It is not clear whether my bank requires a lease extension. I have called into my local Bartley Green building society branch on a couple of occasions and was told it does not affect the mortgage offer and they would lend. My Bartley Green conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

As long as the lawyer is on the bank panel, they must adhere to the Council of Mortgage Lenders’ Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

I need some quick conveyancing in Bartley Green as I have an ultimatum to sign on the dotted line in less than 2 weeks. Luckily I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?

As you are are a mortgage free buyer you have the choice not to have searches carried out although no conveyancer would suggest that you don't. With plenty of history conveyancing in Bartley Green the following are instances of what can be revealed and therefore affect future saleability: Enforcement Notices, Outstanding Fees, Outstanding Grants, Road Schemes,...

Are there restrictive covenants that are commonly identified during conveyancing in Bartley Green?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Bartley Green. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I need to instruct a conveyancing solicitor for my conveyancing in Bartley Green. I have discover a site which appears to be the perfect offering If there is a chance to get all this stuff done via email that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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