Find a Clent Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Clent? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Clent transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Clent

I am acquiring a property for cash in Clent. I have resided for the last Seventeen years in Clent. Conveyancing searches are a lot of money. Given that I know the road and vicinity very well must I have all the conveyancing searches?

In the absence of a home loan, then all but one or two of the Clent conveyancing searches are optional. Your lawyer will ’encourage you, perhaps strongly, that you should have searches completed, but he has a professional duty to take that path of guidance. Do take into account; if you are likely to dispose of the house one day, it may be of importance to your prospective buyer what the searches disclose. Sometimes properties with no practical issues can still reveal unexpected search results. A competent conveyancing solicitor in Clent will be able to give you some practical guidance concerning this.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Clent?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Clent. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Clent is where the house is located. Can you offer any assistance?

Flying freeholds in Clent are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Clent you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clent may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am looking at a two flats in Clent which have about fifty years remaining on the lease term. Should I regard a short lease as a deal breaker?

There are plenty of short leases in Clent. The lease is a legal document that entitles you to use the premises for a prescribed time frame. As a lease shortens the value of the lease reduces and it becomes more expensive to extend the lease. This is why it is advisable to extend the lease term. Sometimes it is difficulties arise selling premises with a short lease because mortgage companies may be unwilling to lend money on such properties. Lease enfranchisement can be a protracted process. We advise that you seek professional assistance from a conveyancer and surveyor with experience in this field.

Clent Leasehold Conveyancing - Examples of Questions you should consider Prior to buying

    How much is the ground rent and service charge? How many years remain on the lease? For many Clent leaseholds the outlay for major works tend not to be wrapped into the maintenance charges, albeit that a few managing agents in Clent ask leaseholders to pay into a reserve fund created for the specific intention of establishing a fund for larger repairs or maintenance.

My conveyancers in Clent have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the bank. Is it case that being on the mortgage company conveyancing panel they need to have retained the file for a prescribed period?

Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the bank directly.

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Find out more about how flying freehold can affect your the value of a property.