How do I investigate if the solicitor handling my conveyancing in Clent is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for thus paying £175.00 in additional conveyancing charges.

You should take advantage of the search tool on this site. Pick the mortgage company and type ‘Clent’ or your location and you will see a number of lawyer based in Clent or near you.

I am purchasing a house and the lawyer has mentioned Chancel Repair to which the property could be obligated to contribute to as it falls into the area of such a church. She has recommended insurance. Is this really necessary for conveyancing in Clent

Unless a prior purchase of the house took place after 12 October 2013 you can take it that solicitors carrying out conveyancing in Clent to remain recommending a chancel search and or chancel repair liability insurance.

I used Wolstenholmes several years ago for my conveyancing in Clent. Now, I need my documents but cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Clent of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm buying a new build house in Clent benefiting from help to buy. The sellers refused to move on the amount so I negotiated £7000 of additionals instead. The house builders rep suggested that I not disclose to my solicitor about this deal as it will put at risk my loan with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a ground for flat up to £235,500 and identified one close by in Clent I like with open areas and station nearby, the downside is that it's only got 61 years on the lease. There is not much else in Clent suitable, so just wondered if I would be making a grave error acquiring a short lease?

Should you require a mortgage that many years will likely be problematic. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.