Our bank has recommended solicitors on their panel based in Clent but I would rather instruct a conveyancing lawyer in Clent or nearer to where I live. Can you help?
Not all Clent conveyancing practices are approved and listed on all banks conveyancing panel. Use our find an approved solicitor tool to identify a Clent conveyancing solicitor on the on the lender panel.
I am the single recipient of my late mum's will and I have everything in my name alone, including the my former home in Clent. Conveyancing formalities meant that the Land Registry date was in January. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership may be regarded the same way as though I had purchased the property in January. Is the property unsalable for six months?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. Some banks would take a sensible view as this provision is principally there to identify subsales or the wholesaling and assigning of properties.
Is it the case that all Clent solicitor practices on the Santander conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the Santander approved list of solicitors they would need to be governed by the SRA. The majority of banks do list licenced conveyancers on their panel and in such a situation the firms would be governed by the Council of Licensed Conveyancers.
I'm at the point of looking at flats in Clent and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a home loan with Aldermore.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are seeking a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.
I need some expedited conveyancing in Clent as I am faced with pressure to sign on the dotted line inside 3 weeks. Thankfully I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not taking a mortgage you have the choice not to have searches carried out although no lawyer would advise that you don't. With plenty of history conveyancing in Clent the following are instances of what can appear and therefore impact market value: Enforcement Actions, Overdue Charges, Outstanding Grants, Railway Schemes,...
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Clent is where the house is located. What do you suggest?
Flying freeholds in Clent are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clent you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clent may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is there a distinction between surveying and conveyancing in Clent?
Conveyancing - in Clent or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re intending to buy and will help you discover the condition of the building and, if there are problems, give you leverage for negotiating the buying price down or asking the vendor to fix the defects before you move in.