I am expecting a mortgage offer from Santander. I would like to retain the legal services of a Licensed Conveyancer in Dudley. Does the Santander Conveyancing panel allow for conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Having sold my house in Dudley last November but our buyer keeps Skype messaging every few hours complaining that their solicitor is waiting to hear from mine. What are the post completion sale formalities following completion?
Following your house sale your conveyancer should forward the transfer deeds and all supplemental paperwork to the purchaser's solicitors. If applicable, your lawyer should also confirm that the legal charge in favour of the lender has been paid off to the purchasers solicitors. There is unlikely to be post completion steps specific conveyancing in Dudley.
My partner and I are at the point of looking at apartments in Dudley and I am now considering a potential offer. Is it wise to have a lawyer on ‘stand by’? I intend to finance via a home loan with Lloyds.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are taking out a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Dudley bank branch on numerous occasions and was told it does not affect the mortgage offer and they would lend. My Dudley conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend in accordance with their published requirements. I simply don't know who is right.
Provided that the lawyer is on the lender panel, she or he must adhere to the Council of Mortgage Lenders’ Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
My sealed bid on a property in Dudley has been accepted, but there is a chain. The sellers have put an offer on a property, however it’s not yet tied up, and are looking at other apartments booked. I have selected a nearby conveyancing solicitor in Dudley. What do I do now? At what stage should I apply for the mortgage with Skipton?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then valuation, Dudley conveyancing search charges, etc). The first thing to do is ensure that your property lawyer is on the Skipton approved list. Concerning the next stages this very much dictated by the specifics of your transaction, desire for the property and on the state of the market. In a buoyant market the majority of home buyers will apply for a home loan with Skipton and pay for the valuation and only if it comes back ok would they pay their solicitor to proceed with searches.
Just acquired a detached house in Dudley , What is the estimated time for the Land Registry to register the transfer to my name? My Dudley conveyancing solicitor has been painfully slow, so I want to be sure that my purchase is registered.
There is nothing unique when it comes to conveyancing in Dudley registration formalities. Rather than based on location, timeframes can adjust subject to who lodges the application, whether it is in order and if the Land registry communicate with any 3rd parties. Currently approximately three quarters of submission are fully addressed in less than three weeks but some can be subject to protracted delays. Historically registration takes place after the purchaser has moved in to the premises so an expedited registration is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your conveyancer must speak with the land registry and explain the circumstances.
How do I search for a Dudley solicitor on the Halifax conveyancing panel? I am a keen cyclist and am willing to travel upto 10kilometers to meet the solicitor.
Feel free to make use of the facility on this website. Please select a lender and your location and you will see a number of Dudley conveyancing lawyers based on proximity. We have detailed some Dudley conveyancing firms towards the end of this page and you can ring them to verify if they are on the Halifax approved list