My fiance and I are refinancing our apartment in Dudley with . We have a son 18 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the apartment is forfeited by the lender. I have a couple of concerns (1) Is this form unique to the conveyancing panel as he never had to sign this form when we bought 4 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?

First, rest assured that your conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

We note that you have a post code search directory listing solicitors on the conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Dudley?

We are a listing service only for law firms wishing to communicate if they are on the conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Dudley.

Me and my brother own a renovated Edwardian property in Dudley. Conveyancing practitioner represented me and . I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching address. Is it worth asking to clarify?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dudley and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who conducted the work.

Taking into account that I am about to spend £400,000 on 3 bedroom house in Dudley I wish to talk to a conveyancer concerning thetransaction before giving the go ahead to the firm. Can this be arranged?

We could not agree more - we would be delighted to talk to you we do not take any clients on without you first talking to the lawyer who will be carrying out your conveyancing in Dudley.There is no ‘factory style conveyancing’ - every client is unique person, not a case number. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Dudley should be the figure that you end up paying.

There are a lot of properties in Dudley on private lanes. We are purchasing one such property. What would be the pros and cons of buying a property on a private road?

Dudley conveyancing practices will be used to dealing houseson private. Your should investigate title to find any rights or responsibilities. In many cases there is a residents association that residents pay into for the upkeep of the road. Where there is one, the road will likely be maintained and look better than council adopted.