I am assisting my mother sell her house in Kings Norton. Does the solicitor commission the energy assessment or do I organise this?
Following the abolition of Home Information Packs, energy assessments was left as a compulsory component of selling a property. An EPC must be to hand in advance of the property being marketed. This is not something that lawyers ordinarily organise. If you are instructing a Kings Norton conveyancing practitioner they may be able to arrange energy performance certificates due to their contacts with long established Kings Norton energy assessors
Does a directory service exist listing Santander panel solicitors in Kings Norton on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association websites. A small selection of banks make their panel listings viewable over the internet. Where you are in need of a Kings Norton lawyer on the Santander please use our facility.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Kings Norton property lawyer on the HSBC panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
Have purchased a a semi-detached house in Kings Norton , What is the estimated time for the Land Registry to register my ownership? My Kings Norton conveyancing solicitor works at snail pace, so I want to be sure that my name is registered.
As far as conveyancing in Kings Norton is concerned, registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can vary depending on who lodges the application, whether there are errors and whether the Land registry communicate with any interested parties. Currently in the region of 80% of such applications are completed within two weeks but some can be subject to longer delays. Registration takes place once the purchaser has moved in to the premises so 'speed' is not always primary concern yet if there is a degree of urgency associated with the registration then you or your lawyers should speak with the land registry and explain the circumstances.
I opted to have a survey done on a property in Kings Norton ahead of retaining solicitors. I have been advised that there is a flying freehold element to the house. My surveyor advised that some lenders may not give a mortgage on a flying freehold house.
It varies from the lender to lender. Santander has different instructions for example to Halifax. If you contact us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kings Norton. Conveyancing will be smoother if you use a solicitor in Kings Norton especially if they are familiar with such properties in Kings Norton.
I am in need of some leasehold conveyancing in Kings Norton. Before I get started I would like to find out the remaining lease term.
If the lease is registered - and 99.9% are in Kings Norton - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I own a studio flat in Kings Norton, conveyancing having been completed in 2007. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Kings Norton with a long lease are worth £171,000. The average or mid-range amount of ground rent is £50 per annum. The lease runs out on 21st October 2098
With only 79 years unexpired the likely cost is going to span between £7,600 and £8,800 plus legals.
The figure above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.
There are a lot of properties in Kings Norton on private roads. My husband and I are buying one such property. What would be the advantages and disadvantages of buying a house on a privately owned road?
Kings Norton conveyancing solicitors will be well versed in transacting propertieson private. The lawyer should investigate title to find any rights or responsibilities. In many cases there is a residents association that owners pay into to maintain the road. Where there is one, the road should be maintained and appear nicer than council maintained.