My mortgage broker requires my Kings Norton solicitor’s panel reference for the Santander conveyancing panel. What is the best way to find this out. I have contacted my local Kings Norton branch but they have not responded to me.
Have you tried contacting your Kings Norton solicitor about this?. They should have a central record lender panel numbers.
We have a mortgage agreed in principle with HSBC. Kings Norton conveyancing solicitors have been appointed. How long does it take for HSBC to send the offer to the solicitor?
There is no definitive answer here. Have HSBC completed the valuation? Have you advised HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
My wife and I are in the throws of looking at flats in Kings Norton and I am about to put in an offer. Is it sensible to have my lawyer on ‘stand by’? I am planning to take a mortgage with Bank of Ireland.
It would be wise to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are getting a mortgage with Bank of Ireland, ask your prospective lawyers if they are on the Bank of Ireland conveyancing panel otherwise they can't do the mortgage legal work.
I am currently in the process of buying my council flat in Kings Norton. I have a mortgage offer with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
I require fast conveyancing in Kings Norton as I have pressure to sign on the dotted line inside 4 weeks. Luckily I do not require a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?
As you are not taking a home loan you have the choice not to have searches conducted although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Kings Norton the following are instances of what can appear and adversely impact market value: Enforcement Actions, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
Over the last few months I have been searching for a leasehold apartment up to £195,000 and identified one close by in Kings Norton I like with amenity areas and station in the vicinity, the downside is that it's only got 51 years on the lease. There is not much else in Kings Norton in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
If you need a mortgage that many years will be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.
In my capacity as executor for the will of my aunt I am selling a house in Newport but I am based in Kings Norton. My lawyer (who is 300 miles awayhas requested that I sign a statutory declaration ahead of completion. Could you suggest a conveyancing lawyer in Kings Norton who can attest and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are Kings Norton based