My financial adviser has requested my Blackwell law firm’s panel member for the Nat West conveyancing panel. How do I find this out. I have e-mailed my local Blackwell office but they have not got back to me yet.

Have you tried calling your Blackwell about this?. Most Blackwell conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.

Our conveyancer has uncovered a a legal deficiency with the lease for the apartment we are buying in Blackwell. The seller’s lawyers have offered defective title insurance as a solution. We are happy with insurance and will cover the costs. Our says that he must check that the mortgage company is willing to move forward with this solution. Who is the client here, us or the bank?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the lender are the client. Your must comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your will have no choice but to discontinue acting for you.

I know that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a house in Blackwell? or Apparently there is historic law that could mean that homeowners residing in a parish church boundary may be liable to pay for maintenance to the chancel within the church. Is this suitable for conveyancing in Blackwell?

Unless a previous acquisition of the property took place after 12 October 2013 you may assume that conveyancing practitioners conducting conveyancing in Blackwell to remain encouraging a chancel search and or insurance against a claim.

Given that I will soon spend £400,000 on a two bedroom apartment in Blackwell I wish to talk to a lawyer concerning thehome move before instructing the firm. Can this be arranged?

We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer who will be doing your property ownership legalities in Blackwell.There is no ‘factory style conveyancing’ - every client is an important person, not a case reference. The practices that we put you in touch with believe that the figure you are quoted for your conveyancing in Blackwell should be the amount on the final invoice that you end up paying.

Are you able to clarify the spectrum of conveyancing dealt with by Blackwell conveyancing practices?

Most Blackwell conveyancing firms tend to carry out a number of legal advice to home and land proprietors, vendors, investors, landlords and leaseholders which may include:

Home sale conveyancing in Blackwell or beyond Domestic purchase conveyancing in Blackwell and countrywide lifetime mortgages and equity release conveyancing Covenant and chancel insurance All property dispute issues including rights of way and boundary disputes Shared ownership and shared equity scheme