lenderpanel

Find a Drakes Cross Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Drakes Cross? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Drakes Cross transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Drakes Cross conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Drakes Cross

Having been recommended your service we were going to use a conveyancing solicitor in Drakes Cross endorsed on your site but stumbled across some other costs illustrations on the internet appear less expensive – how come?

There are many firms of conveyancing organisations advertising supposedly £99 conveyancing, yet more often than not extracosts end up with the final fee being escalated. According to the Legal Ombudsman fees contained in terms of engagement should be equitable and be applied The law firms that we put forward for conveyancing in Drakes Cross genuinely set out all legal fees for the property you intend topurchase.

My grandmother passed away six months ago and as sole heir and executor I was left the property in Drakes Cross. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this allowed?

Given you intend to refinance then HSBC will require that you use a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.

My friend suggested that if I am buying in Drakes Cross I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally included in the estimate for your Drakes Cross conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Drakes Cross around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Drakes Cross Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Drakes Cross.

I'm purchasing a new build house in Drakes Cross with a mortgage from Halifax. The developers refused to reduce the price so I negotiated £7000 of additionals instead. The property agent told me not inform my solicitor about the extras as it would affect my mortgage with Halifax. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been sourcing a conveyancing lawyer in Drakes Cross for my purchase. Is it possible to review a firm’s record with the profession’s regulator?

One may search for published Solicitor Regulator Association (SRA) determinations stemming from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training requirements.

Last updated

Find out more about how flying freehold can affect your the value of a property.