Can your site be used to find a Conveyancing solicitor in Dorridge even if I’m not buying or disposing of a house, for instance if I want to acquire an office in Dorridge with a loan from Clydesdale?
Our search tool is primarily used to find residential conveyancing solicitors in Dorridge but we have listed towards the bottom of this page a selection of Dorridge commercial conveyancing firms. You will need to make contact with the solicitors directly to establish if they are also authorised to represent Clydesdale
I am considering applying for a Principality mortgage for purchase of a new build (under development) in Dorridge with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Principality ?
There is nothing to stop you using your solicitor, but Principality will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Dorridge is the location of the property. Can you offer any assistance?
Flying freeholds in Dorridge are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Dorridge you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dorridge may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I've recently bought a leasehold house in Dorridge. Do I have any liability for service charges for periods before my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Dorridge Conveyancing for Leasehold Flats - Examples of Questions you should consider Prior to Purchasing
Are there any major works anticipated that will increase the maintenance fees? It would be prudent to discover if there is anything that is prohibited in the lease. By way of example plenty of leases prohibit pets being allowed in in a block in Dorridge. If you love the flatin Dorridge however your dog is not allowed to make the move with you then you will be presented with a difficult compromise. How long is the Lease?
I would be grateful if you could explain what my options are if my Dorridge conveyancing searches reveals negative entries?
Normally, the majority of issues that arise in Dorridge conveyancing search responses can be handled ahead of completion or title insurance may be obtained. It is important to note that regardless of the fact that you are purchasing the property and might be content to live with the search results, your building society or bank may not, and when all said and done have the final decision.