Is the fact that my conveyancer in Dorridge is not on my lender's conveyancing panel that there is a problem with the quality of the firm’s conveyancing?

That would more than likely be an incorrect assumption to make. There are plenty of reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Dorridge conveyancing firm and ask them why they are no longer on the approved list for your mortgage company.

I am purchasing a new build flat in Dorridge. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Dorridge you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Dorridge.

I am assisting my step-mother sell her flat in Dorridge. Will the conveyancer order the EPC or do I organise this?

Following the abolition of Home Packs, energy assessments became a mandatory element of moving property. An energy performance certificate should be to hand before the property is marketed. This is not a task that lawyers normally organise. Where you are instructing a Dorridge conveyancing solicitor they might be able to arrange EPC’s given their relationships with long established Dorridge accredited person

Is there a list of Leeds Building Society panel solicitors in Dorridge on the UK Finance Lenders’ Handbook Website?

No. There is no such directory service on the CML or Building Society Association websites. A small selection of banks make their panel listings viewable online. Where you are in need of a Dorridge conveyancing practitioner on the Leeds Building Society please use our facility.

We expect to receive a DIP from Nationwide this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nationwide recommend any Dorridge solicitors on the Nationwide conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Dorridge solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.

What does a local search reveal regarding the house my wife and I purchasing in Dorridge?

Dorridge conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations for instance Xpress Legal The local search plays an important part in many a Dorridge conveyancing purchase; that is if you don’t want any nasty surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.

I'm buying a new build house in Dorridge with the aid of help to buy. The sellers refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not disclose to my conveyancer about the extras as it will adversely affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.