I hired a high street firm for our conveyancing in Dorridge last week. Upon checking the official terms of business I seewe are liable for costs even if our purchase aborts. Would I be best advised to choose an on-line firm advertising no move no charge conveyancing in Dorridge?
Generally there is a compromise along the lines that if "No Completion No Fee" is advertised then the fee levels will tend to be be higher to neutralise the transactions that do not go ahead. Do bear in mind that these arrangements rarely protect you from outlay by way of example Dorridge conveyancing search costs.
It is is a decade since I bought my house in Dorridge. Conveyancing solicitors have just been retained on the sale but I am unable to locate my deeds. Is this a problem?
You need not be too concerned. First there is a chance that the deeds will be kept by the mortgage company or they may be in the possession of the conveyancers who acted in the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Almost all conveyancing in Dorridge relates to registered property but in the rare situation where your home is not registered it is more of a problem but is not insurmountable.
What does a local search reveal regarding the property my wife and I purchasing in Dorridge?
Dorridge conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Searches UK The local search is essential in every Dorridge conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search will supply data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who conducted the conveyancing in Dorridge 5 years ago are no longer around. What do I do?
You no longer need to hold title official documentation to establish that you are the owner of your registered land or property, given that the Land Registry hold details of all registered land or property electronically.
Due to the encouragement of my in-laws I had a survey completed on a property in Dorridge in advance of retaining lawyers. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some lenders tend not give a mortgage on a flying freehold premises.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Dorridge. Conveyancing may be slightly more expensive based on your lender's requirements.