My fiance’s dad is a conveyancer. I anticipate that I will receive friends and family fee for conveyancing, but if not, what kind of costs should I be expecting for conveyancing in Alcester?
It’s prudent to get 3 or more like-for-like conveyancing quotes. Do use our search tool on this site. Whilst fees will be different but service levels do are distinct between conveyancers as is the case with the vast majority of professional services.
We were going to get a OIP from RBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Alcester solicitors on the RBS conveyancing panel, or is it better to go independently?
You will need to appoint Alcester solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
Intending to buy a house in Alcester. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Alcester conveyancer is on the Yorkshire BS conveyancing panel.
I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Alcester solicitor - who is on the Aldermore conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Alcester postcode. As you are getting a mortgage with Aldermore, you could contact them to see if they have a list of approved surveyors in Alcester.
I used Wolstenholmes several years ago for my conveyancing in Alcester. I now require my file but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Alcester of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying my first flat in Alcester with a mortgage from Coventry Building Society. The developers refused to budge the price so I negotiated 6k of extras instead. The sale representative told me not inform my solicitor about the extras as it may put at risk my mortgage with Coventry Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My wife and I are are looking to find an affordable conveyancing lawyer in Alcester to purchase a house. I I am concerned about appointing the wrong one and there's lots of Alcester conveyancing organisations to choose from...who's the best?
If you’ve never instructed a lawyer before, a trustworthy recommendation from family or friends is a preferable starting point and is often a good gauge of quality. Alternatively, view the Law Society’s regional directory of lawyers in Alcester or make the most of our search facility to select a conveyancing solicitor in Alcester.