I am buying a newly built duplex in Claverdon and my conveyancer is advising me that she has to the lender to reveal incentives from the developer. I am nearing the developer’s deadline to exchange and my preference is not to delay matters. Is my lawyer right?

You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I decided to have a survey done on a property in Claverdon before retaining solicitors. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some lenders tend refuse to give a mortgage on such a property.

It varies from the lender to lender. HSBC has different requirements from Nationwide. If you contact us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Claverdon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Claverdon to see if the conveyancing will be more expensive.

I have been pointed in your direction by a number of selling agents in Claverdon to choose a conveyancer using your seach tool. What’s the financial inducement for Estate Agents to offer your lawyers over another?

We refuse to offer any financial incentive for directing people to this site. We thought it would be too underhand to pay a commission because a client could think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.

I need to find a conveyancing solicitor for remortgage conveyancing in Claverdon. I have chance upon a site which appears to be the perfect solution If there is a chance to get all formalities completed via phone that would be preferable. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Having checked my lease I have discovered that there are only Fifty years remaining on my flat in Claverdon. I now want to get lease extension but my freeholder is missing. What are my options?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. However, you will be required to demonstrate that you have used your best endeavours to find the lessor. On the whole a specialist may be helpful to conduct investigations and prepare a report which can be used as evidence that the landlord can not be located. It is advisable to get professional help from a solicitor in relation to proving the landlord’s disappearance and the application to the County Court overseeing Claverdon.

Claverdon Conveyancing for Leasehold Flats - A selection of Queries Prior to buying

This question is helpful as a) areas can result in problems for the block as the communal areas may start to deteriorate where services are not paid for b) if the tenants have a dispute with the managing agents you will wish to know about it How is the lease structured? For most Claverdon leaseholds the cost for major works tend not to be included within service charges, albeit that a few managing agents in Claverdon ask leaseholders to contribute towards a sinking fund and this is used to offset against larger repairs or maintenance.