My family solicitor has quoted £1400 for fixed fee conveyancing in Claverdon. I’m hoping to sell a Georgian property for £300,000. Is this too much? Is it in excess of the norm for conveyancing in Claverdon?

The charges are a little high. If you are happy to spend time contrasting costs you could get the conveyancing a bit cheaper by perhaps £125. That being said, you maylive to regret opting for an an unknown solicitor. Remember to check the solicitor can also act for your lender. Do utilise our comparison tool to locate a Claverdon conveyancing practice on the banks approved list of lawyers which can often include conveyancing solicitors in Claverdon.

Please help - my lawyer advises that defective lease insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Claverdon?

The right level of defective lease indemnity insurance should be dictated by who your lender. It would differ for example between HSBC Bank and Bank of Scotland. Conveyancing lawyers as opposed to members of the public take out such policies.

Is it the case that all Claverdon CQS (Conveyancing Quality Scheme) solicitors are on the Lloyds conveyancing panel?

A selection of banks and building societies now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.

We are getting a further advance on our home loan from HSBC as we wish to carry out improvements to our home in Claverdon. Are we obliged to select a high street Claverdon solicitor on the HSBC conveyancing panel to handle the legals?

HSBC do not ordinarily require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC list.

Various internet forums that I have visited warn that are the primary cause of delay in Claverdon house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of hindrances during the legal transfer of property. Local searches are not likely to feature in any slowing down conveyancing in Claverdon.

I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Claverdon is where the house is located. Can you offer any advice?

Flying freeholds in Claverdon are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Claverdon you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Claverdon may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I've found a house that seems to be perfect, at a great figure which is making it all the more appealing. I have since been informed that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a leasehold house in Claverdon. Conveyancing advisers have not yet been appointed. Will they explain the issues?

The majority of houses in Claverdon are freehold rather than leasehold. This is one of the situations where having a local solicitor who is familiar with the area can assist with the conveyancing process. We note that you are buying in Claverdon so you should seriously consider shopping around for a Claverdon conveyancing practitioner and be sure that they are used to transacting on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions for example requiring the freeholder’sconsent to carry out alterations. You may also be required to pay a service charge towards the upkeep of the communal areas where the house is part of an estate. Your conveyancer should report to you on the legal implications.