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Ready to buy a new home in Lapworth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lapworth home move at risk of delay or failure.

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Recently asked questions about conveyancing in Lapworth

Do lawyers ask for money up-front for my conveyancing in Lapworth?

Where you are retaining lawyers for conveyancing in Lapworth your solicitor will ask you place them with monies to cover the search fees. This will be the total of the cost of the Local Authority Search. If any deposit is payable against the total price then this should be needed immediately prior to exchange of contracts. The closing balance that is needed will be payable shortly before completion.

Should our solicitor be making enquiries about flooding as part of the conveyancing in Lapworth.

The risk of flooding is if increasing concern for conveyancers specialising in conveyancing in Lapworth. There are those who acquire a property in Lapworth, fully expectant that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.

Conveyancers are not qualified to impart advice on flood risk, however there are a numerous checks that may be undertaken by the buyer or by their conveyancers which can give them a better appreciation of the risks in Lapworth. The conventional set of completed inquiry forms given to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) contains a standard inquiry of the owner to find out if the property has historically flooded. If flooding has previously occurred which is not notified by the seller, then a purchaser may issue a compensation claim stemming from an misleading response. The buyer’s solicitors should also order an environmental search. This will higlight if there is a recorded flood risk. If so, additional inquiries should be carried out.

I have recentlyfound out that Stirling Law have closed. They conducted my conveyancing in Lapworth for a purchase of a freehold house 10 months ago. How can I check that the property is registered correctly in the name of the previous owner?

The easiest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Lapworth conveyancing specialists.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a simple, chain free conveyancing. Lapworth is the location of the property. Can you offer any assistance?

Flying freeholds in Lapworth are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lapworth you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lapworth may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Am I right to be wary about estate agents that I am dealing with are recommending a web based conveyancing firm rather than a High Street Lapworth conveyancing company?

As with lots of professional services, often suggestions from family and friends can be worth their weight in gold. But there are lots of people with a vested interest in a conveyancing deal; estate agents, mortgage brokers and banks might all suggest lawyers to appoint. On occasion the lawyers might be known to one of the organisations as being good in their field, but occasionally there is an underlying financial incentive behind the endorsement. You have the right to appoint your preferred conveyancer. However, bear in mind that most banks specify a panel list of solicitors you must use for the mortgage related work in your house move.

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Find out more about how flying freehold can affect your the value of a property.