The loan agreement from HSBC for the remortgage of my 3 room apartment is to be issued any day now. Are you able to put forward a low cost conveyancing solicitor in Castle Bromwich?

This site is not designed to aid those in pursuit of cut-price fees for conveyancing solicitors in Castle Bromwich. Our aim is to provide value for money conveyancing but we do not aim to work with the cheapest lawyers. Do not be seduced by brokers teasing you with £100 conveyancing in Castle Bromwich. The optimum result, in being led by low cost conveyancing, you will get your money’s worth and at worst it will result in you invoiced for extras and still not get the service required.

What does my ID and proof of funds have anything to do with my conveyancing in Castle Bromwich? Is this really necessary?

Castle Bromwich conveyancing solicitors and indeed property lawyers throughout the UK have an obligation under money laundering regulations to verify the ID of any client with a view to satisfy themselves that clients are who they say they are.

Conveyancing clients are required to provide two forms of certified identification; proof of ID (usually a Passport or Driving Licence) and proof of address (usually a Utility Bill no older than three months).

Confirmation of source of funds is also required in compliance with the money laundering statutes as conveyancers have a duty to investigate that the funds you are using to acquire a property (whether it be the deposit for exchange or the total purchase price if you are buying mortgage free) has come from a reputable source (such as an inheritance) as opposed to the product of illegitimate behaviour.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Castle Bromwich. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/1/2026, the requirements read as follows :

Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Castle Bromwich. Do I receive the keys to the premises on completion from my lawyer? If so, I will find a High Street conveyancing solicitor in Castle Bromwich?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the owner’s lawyers, and once they have received this, you should be invited to receive the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.

I am due to exchange contracts on my house. I had a double glazing fitted in April 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Kent Reliance are being pedantic. The Castle Bromwich solicitor who is on the Kent Reliance conveyancing panel is saying indemnity insurance will be fine but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?

It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Clydesdale have agreed my mortgage in principle, my bid on a property in Castle Bromwich has been agreed to, now what?

The estate agent will need to be informed of your conveyancer's details (ensure that the conveyancing practitioners are on the lender’s approved list). Telephone Clydesdale or the financial adviser and complete any relevant forms. Clydesdale will instruct a valuer who will get in touch with the estate agent or vendor to schedule a time for the valuation to happen. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. Clydesdale will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Castle Bromwich.

There are only 62 years unexpired on my lease in Castle Bromwich. I need to get lease extension but my landlord is missing. What options are available to me?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. However, you will be required to prove that you have made all reasonable attempts to locate the freeholder. In some cases an enquiry agent should be useful to try and locate and to produce an expert document which can be accepted by the court as proof that the landlord can not be located. It is wise to seek advice from a conveyancer both on investigating the landlord’s disappearance and the vesting order request to the County Court covering Castle Bromwich.

I own a leasehold flat in Castle Bromwich, conveyancing having been completed half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Similar properties in Castle Bromwich with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease terminates on 21st October 2103

With only 77 years remaining on your lease we estimate the premium for your lease extension to be between £7,600 and £8,800 as well as professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.