I am buying a house for cash in Shenstone. I have resided for the last 15 years in Shenstone. Conveyancing searches are a lot of money. As I have knowledge of the road and vicinity very well must I have all the conveyancing searches?
In the absence of a mortgage, then the vast majority of the Shenstone conveyancing searches are at your discretion. Your solicitor will ’encourage you, perhaps strongly, that you should have searches carried out, but he has a professional duty to take that path of guidance. Do consider; if you are likely to sell the house in the future, it may be of relevance to your prospective purchaser what the searches determine. Sometimes houses with apparent issues can still show up negative search results. A competent conveyancing solicitor in Shenstone will be able to give you some practical advice concerning this.
We are buying a property and require a conveyancing solicitor in Shenstone who is on the Lloyds conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Shenstone.
Will our lawyer be raising enquiries concerning flooding as part of the conveyancing in Shenstone.
The risk of flooding is if increasing concern for conveyancers conducting conveyancing in Shenstone. There are those who acquire a house in Shenstone, completely aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the premises. Steps can be carried out during the course of a property purchase to forewarn the purchaser.
Solicitors are not qualified to offer advice on flood risk, however there are a numerous checks that may be initiated by the purchaser or by their conveyancers which will figure out the risks in Shenstone. The standard completed inquiry forms given to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) incorporates a usual inquiry of the seller to discover whether the property has ever been flooded. If flooding has previously occurred which is not disclosed by the vendor, then a purchaser may commence a claim for damages stemming from an misleading reply. A purchaser’s solicitors will also conduct an enviro search. This will reveal if there is a recorded flood risk. If so, more detailed inquiries will need to be initiated.
The deeds to my property are lost. The conveyancers who conducted the conveyancing in Shenstone 10 years ago are no longer around. What are my options?
Gone are the days when you need to have the physical official documentation to prove you are the registered proprietor of land or property, as the Land Registry have everything they need in a digital format.
Due to the input of my in-laws I had a survey completed on a property in Shenstone in advance of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some lenders will refuse to give a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to call us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Shenstone. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Shenstone to see if the conveyancing costs will increase in light of this.