My Lichfield conveyancer has uncovered a discrepancy between the surveyor’s assumptions in the valuation survey and what is in the legal papers for the property. My lawyer says that he is duty bound to check that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s stance correct?
Your must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
We note that you have a post code search directory identifying firms on the conveyancing panel. Do firms pay you a referral fee if I appoint them for our conveyancing in Lichfield?
We are a listing service only for law firms wishing to communicate if they are on the conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Lichfield.
I am selling my home in Lichfield. Does the need to be required to be on the conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
We are close to exchanging contracts on the sale of our house in Lichfield and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any high street Lichfield conveyancer would know this is not the case. It does beg the question why the buyers instructed a factory type conveyancing practice as opposed to a conveyancing solicitor in Lichfield. We have lived in Lichfield for three years we know of no issue. Do we contact our local Authority to seek clarification need.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I have recentlybeen informed that Stirling Law have closed. They carried out my conveyancing in Lichfield for a purchase of a freehold house 10 months ago. How can I establish that the property is in my name in the name of the former proprietor?
The easiest way to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Lichfield conveyancing specialists.