When will exchange of contracts occur in domestic conveyancing in Tamworth and am I required to be at the lawyers branch?
If you are round the corner to our conveyancing solicitors in Tamworth you are invited in to sign contracts. That being said, the law practices we recommend provide a nationwide conveyancing service and give just as diligent and professional a job for you when communicating with you electronically. The signing of the sale agreement is not when everything is set in stone. Signing on the dotted line is just a prerequisite for the solicitor to exchange contracts at the appropriate time, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Tamworth)to be in the office at the appropriate time.
Forgive me if this question is silly but I am unseasoned as a 1st time purchaser of a two bedroom flat in Tamworth. Do I pick up the keys to the property on completion from my solicitor? If this is the case, I will instruct a local conveyancing solicitor in Tamworth?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the seller's solicitors, and once they have received this, you should be able to collect the keys from the property Agents and start moving into the property. This tends to happen early afternoon.
We had instructed conveyancers located in Tamworth on the Aldermore solicitor approved list. They have just invoiced me a supplemental sum for dealing with the Aldermore mortgage. Is this an additional conveyancing fee specified by Aldermore?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancer may levy a fee for this. This fee is not set by Aldermore but by your Tamworth solicitor. Numerous firms on the Aldermore panel will levy an ‘acting for lender’ fee but some firms incorporate it on their overall fee.
I am currently in the process of buying my council flat in Tamworth. I have a mortgage offer with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
I bought my house on 5 August and the transaction details are still not registered. Any reason for this? My conveyancing solicitor in Tamworth said it would be concluded in a couple of weeks. Are properties in Tamworth particularly slow to register?
As far as conveyancing in Tamworth is concerned, registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timescales can vary according to who lodges the application, whether it is in order and whether the Land registry need to notify any interested persons or bodies. At present in the region of 80% of such applications are completed within two weeks but occasionally there can be protracted delays. Historically registration occurs once the buyer is living at the premises therefore 'speed' is not typically top priority yet if it is urgent that the the registration takes place urgently then you or your solicitor could speak with the land registry and explain the circumstances.
Due to the input of my in-laws I had a survey completed on a property in Tamworth before retaining lawyers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies may not give a loan on this type of premises.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Tamworth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Tamworth to see if the conveyancing costs will increase in light of this.
Is it possible to switch firm as I have to instruct a firm on the Clydesdale conveyancing panel. I was using a high street conveyancing solicitor in Tamworth five minutes from me but the firm is not approved by Clydesdale
We will our best to assist in finding you a conveyancing solicitor in Tamworth on the Clydesdale panel. Please note that the property lawyers that we work with do not pay us commission if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Tamworth. Using search facility on this page, you can scrutinise costs for conveyancing solicitors in Tamworth and beyond.