My IFA has requested my Dosthill lawyer’ panel member for the Nationwide conveyancing panel. How do I find this out. I have e-mailed my local Dosthill office but they don't know it.
You are best placed to get this information from your Dosthill conveyancing practitioner . Most Dosthill law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
My wife and I are acquiring a newly constructed apartment in Dosthill and my conveyancer is telling me that she has to the mortgage company to reveal incentives from the developer. I am on a tight deadline to exchange and my preference is not to delay the conveyancing. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Do lawyers request money on account for conveyancing in Dosthill?
If you are buying a property in Dosthill your solicitor will request that you to provide them with monies to cover the search fees. Ordinarily this is called for to cover the fees of the Local Authority Search. If any deposit is payable against the total price then this will be asked for shortly ahead of contracts are exchanged. The final balance that is due should be transferred shortly before completion.
My father advised me that in purchasing a property in Dosthill there could be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Dosthill which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Dosthill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
How can we tell if a Dosthill conveyancing solicitor on the Barclays panel is any good?
When it comes to conveyancing in Dosthill obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer handling your transaction.
I am selling my house. I had a double glazing fitted in April 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, TSB are being difficult. The Dosthill solicitor who is on the TSB conveyancing panel is happy to accept ‘lack of building regulation’ insurance but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
We are downsizing from our house in Dosthill and according to the buyers it appears that there is a risk of it being built on contaminated land. Any high street Dosthill lawyer would know that there is no such problem. It does beg the question why the purchasers instructed a nationwide conveyancing practice as opposed to a conveyancing solicitor in Dosthill. We have lived in Dosthill for 4 years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing lawyer already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)