I am purchasing a maisonette in Dosthill. My lawyer is not on the lender approved panel. Is it possible for me to use my Dosthill conveyancing solicitor even though they are excluded from the lender panel?

You must appoint a conveyancer to complete the formalities if you need a mortgage to buy your home. They will carry out all the necessary investigations on the property, make sure that you will be properly registered as the owner and ensure that all the required mortgage documentation is in order. You can instruct a Dosthill conveyancing practitioner of your choice. Nevertheless, where the conveyancing practitioner selected is not on the bank approved list further costs will arise as separate legal representation will be required by them. Lender panel applications can be submitted, so if your conveyancer has not in the past applied for membership they should take the chance to apply.

My partner and I are purchasing our first home. The property lawyer has calledto see if we would like to take out extra conveyancing searches. Frankly we have no idea as to what's necessary for conveyancing in Dosthill

The scope of Dosthill conveyancing searches should be triggered based primarily on the premises, the location, the likelihood of any of these risks, your knowledge of the locality and risks, your general attitude to risk. What is important is that you adequately appreciate what information the searches could provide. You may then decide if you consider that you need that information. Where you are unclear, ask your solicitor to guide you.

About to place a bid on a leasehold apartment in Dosthill. The property agents tell me that it is normal for flats in Dosthill to have less than 75 years left on the lease. I am taking out a loan with Tesco Bank. Will the property be mortgageable given that the lease has 69 years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 18/11/2025 the requirements read as follows :

I'm purchasing my first flat in Dosthill with a mortgage from Chelsea Building Society. The developers would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not to tell my conveyancer about the extras as it could impact my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Dosthill is where the house is located. Can you shed any light on this issue?

Flying freeholds in Dosthill are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Dosthill you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dosthill may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.