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Find a Polesworth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Polesworth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Polesworth transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Polesworth conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Polesworth

My partner and I are purchasing a maisonette in Polesworth. My Conveyancer has never been on on the mortgage company solicitor list. Am I still permitted to retain my Polesworth conveyancing solicitor even though they are excluded from the lender panel?

Your options include

  • Proceed with your preferred Polesworth solicitor but your lender will undoubtedly use a solicitor from their approved list. The net result is additional fees together with probable delay.
  • Choose a new conveyancing practitioner to act in the purchase, making sure they are on the bank conveyancing panel.
  • Appeal to your lawyer to attempt to join the lender panel

All was ready to move into my new home in Polesworth next Thursday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not specific to conveyancing in Polesworth.

It is 10 years ago since I acquired my property in Polesworth. Conveyancing solicitors have now been retained on the sale but I am unable to locate the title documents. Is this a major issue?

You need not be too concerned. Firstly there is a chance that the deeds will be kept by your lender or they may be in the possession of the lawyers who acted in your purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Polesworth involves registered property but in the unlikely event that your property is unregistered it is more of a problem but is not insurmountable.

My company is looking to lease a unit on the high street. Can you recommend lawyers offering no-sale-no fees for non-domestic conveyancing in Polesworth for below 1500k?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Polesworth, including the sale and purchase of businesses as well as simply property. If you are intending to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we will put you in touch with the right lawyer. As for the costs this will depend on the structure and heads of terms of the deal. Please provide us with your contact information or email us so that we can furnish you with a detailed commercial conveyancing calculation.

Me and my wife have recently had an offer accepted on a house and had meeting on Wednesday with Nationwide for the mortgage. They have informed me that when it comes to selecting a property lawyer that if they are not on their approved list of conveyancing practitioners then we will be subject to an an extra fee of £200. This is because they would then have to select a solicitor to act on their behalf in addition to the one we select for ourselves and we are liable for their fees. I have asked Nationwide to provide me with a list so I can obtain quotes only from their approved lawyers but was told that I need to check with each individual lawyer to see if they are on the panel. What would be the best way of going about this?

You can enquire of Nationwide what their criteria for joining their panel is for a conveyancer.Thereafter ask the property lawyer of your choice whether they fit that criteria and have they acted on loans for Nationwide previously. If the answer to those is yes, then just clarify this with Nationwide. Alternatively please utilise our search facility and we should be able to locate a solicitor in Polesworth on the panel for Nationwide.

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