I have an AIP. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would much rather use a local conveyancing solicitor in Nuneaton?
You should check but the chances are that appoint one of their panel lawyers if you want the "fee-free" deal. Call the lender to see if they make available a cash alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Nuneaton.
I can see plenty of information on this site concerning conveyancing in Nuneaton but can you isolate your top tip for finding the right conveyancer in Nuneaton
It would be unwise to be tempted by the lowest Nuneaton conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Have just purchased a repossessed house at auction in Nuneaton. Conveyancing is required. What are my next steps?
Given that you are now legally bound yourself to purchase you now have to appoint a conveyancing solicitor soon as you are facing a tight a fixed date to complete the transaction. An auction property will ordinarily have a bespoke auction set of papers. This will include most,if not all of the paperwork that your conveyancer requires. If you have purchased leasehold property the auction pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to a leasehold property. You should pass this on to your appointed conveyancing solicitor ASAP. Do make sure that that you have the requisite funding in order to complete on the date specified in the contract.
My wife and I purchasing a end of terrace house in Nuneaton. The intention is to carry out a loft conversion at the house.Will legal due diligence on the property include investigations to determine if these works are prohibited?
Your solicitor will review the deeds as conveyancing in Nuneaton will on occasion identify restrictions in the title deeds which restrict certain works or need the permission of a 3rd party. Some additions need local authority planning permissions and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
What will a local search reveal about the property we're purchasing in Nuneaton?
Nuneaton conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company for instance Searchflow The local search plays an important role in many a Nuneaton conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search should provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
I decided to have a survey done on a property in Nuneaton prior to instructing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some banks will not issue a mortgage on a flying freehold property.
It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Nuneaton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Nuneaton to see if the conveyancing will be more expensive.
We're novice buyers - had an offer accepted, but the selling agent has warned us that the vendor will only go ahead if we use their recommended conveyancers as they need a ‘quick sale’. We would rather use a family solicitor who is familiar with conveyancing in Nuneaton
It is unlikely the owners are behind this. Should the seller desire ‘a quick sale', turning down a serious buyer is counter productive. Contact the owners directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you do not need to sell (d) you wish to move quickly (e)however you are going to instruct your own,trusted Nuneaton conveyancing solicitors - not the ones that will provide the estate agent a referral fee or achieve conveyancing figures demanded by head office.