We were just about to sign contracts for a property in Market Bosworth. We have hit a problem. The mortgage offer with HSBC Bank runs out on 27/10/2025 but the owners are putting forward a completion date of 29/10/2025. Can one prolong the mortgage expiry date?

The best person to address this issue is your solicitors who will hopefully calculate if they corresponding with the mortgage company, vendor’s conveyancers, property agents or conceivably all parties given the circumstances your transaction to date.

What does my ID and proof of funds have anything to do with my conveyancing in Market Bosworth? Why is this being asked of me?

Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to check the identity of the potential client they are dealing with before they can accept their conveyancing retainer. The Terms of Engagement that you are required to sign will no doubt stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you refuse to supply ID verification documents, your conveyancer will not be able to take you on as a client.

I note that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a house in Market Bosworth? or I am told that there is a law dating back centuries that means some house owners residing in a parish church boundary will be compelled to contribute towards maintenance towards the chancel within the church. Is this suitable for conveyancing in Market Bosworth?

Unless a prior purchase of the house completed after 12 October 2013 you can take it that solicitors conducting conveyancing in Market Bosworth to remain recommending a chancel search and or chancel repair liability policy.

Just had an offer accepted on a new build flat in Market Bosworth. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Market Bosworth

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are architect prepared.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a simple, no chain conveyancing. Market Bosworth is where the house is located. What do you suggest?

Flying freeholds in Market Bosworth are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Market Bosworth you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Market Bosworth may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.