I am thinking of refinancing my home in Bedworth, does my lawyer have to be on the Skipton Conveyancing panel?
In theory, you could use a solicitor that is not on the Skipton conveyancing panel, but Skipton would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
My colleague advised me that where I am buying in Bedworth I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Bedworth conveyancing searches. It is a large document of more than thirty pages, listing and detailing significant information about Bedworth around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Bedworth Education with maps and statistics, Local Amenities and other useful information about Bedworth.
How does conveyancing in Bedworth differ for new build properties?
Most buyers of new build premises in Bedworth come to us having been asked by the builder to sign contracts and commit to the purchase even before the premises is finished. This is because house builders in Bedworth typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bedworth or who has acted in the same development.
I decided to have a survey done on a property in Bedworth before retaining conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some banks may refuse to issue a loan on such a home.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bedworth. Conveyancing will be smoother if you use a solicitor in Bedworth especially if they are acquainted with such properties in Bedworth.
I need to instruct a conveyancing solicitor in Bedworth for my house move. Is it possible to review a solicitor's complaints history with the legal regulator?
One can read documented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. For information Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training purposes.