My home in Bedworth is up for sale and I have a purchaser. Will my conveyancing practitioner have to be on the Santander conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the Santander conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.

Are all Bedworth Conveyancing Quality Solicitors on the Virgin Money conveyancing panel?

Some major lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.

I have a mortgage with HSBC for my property in Bedworth. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform HSBC?

You must advise HSBC prior to renting your property as this is likely to be a breach of HSBC’s mortgage conditions. It may be that HSBC will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact HSBC directly. It should not be necessary to do this via a HSBC conveyancing panel firm.

Intending to buy a house in Bedworth. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bedworth lawyer is on the Aldermore conveyancing panel.

I require quick conveyancing in Bedworth as I have an ultimatum to exchange contracts in less than 2 weeks. A home loan is not required. Is it possible to avoid the conveyancing searches to save money and time?

As you are are a cash buyer you are at liberty not to have searches conducted although no solicitor would recommend that you don't. With lots of history conveyancing in Bedworth the following are instances of issues that can appear and therefore affect future mortgageability: Enforcement Actions, Overdue Fees, Outstanding Grants, Railway Schemes,...

I am looking into buying my first house which is in Bedworth and I am already nervous. I couldn't find anything specific about Bedworth. Conveyancing will be needed in due course but do you know about the Bedworth area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Bedworth. In the meantime here are some basic statistics that we found

My conveyancing solicitor in Bedworth is asking me for personal identification documents stating that this is part of his legal duty as a solicitor on the lender Solicitor panel. Am I being spun a yarn?

Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the bank. This is not unique to conveyancing in Bedworth