What is the optimum way to discover of the solicitor conducting my conveyancing in Wolvey is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Barclays thus paying £175.00 in another set of conveyancing charges.

You should take advantage of the search tool on this page. Pick the mortgage company and type ‘Wolvey’ or your location and you will see a number of lawyer offices in Wolvey or nearest you.

Can I be sure that the Wolvey conveyancing solicitor on the Principality panel is any good?

When it comes to conveyancing in Wolvey obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer conducting your conveyancing.

It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Wolvey bank branch on a couple of occasions and was told they are content with the situation and they would lend. My Wolvey conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they will not lend in accordance with their specific requirements. I simply don't know who is right.

Provided that the property lawyer is on the lender panel, they must adhere to the Council of Mortgage Lenders’ Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Principality have agreed my home loan in principle, my bid on a apartment in Wolvey has been accepted, now what?

Your property agent will need to know who your solicitors are (ensure that the conveyancers are on the lender’s panel). Call up Principality or your broker and complete any relevant documentation. Principality will sellect a valuer who will get in touch with the estate agent or vendor to book an appointment. Once conducted (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Principality will send the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Wolvey.

Are there restrictive covenants that are commonly identified during conveyancing in Wolvey?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Wolvey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Do I need to be concerned by estate agents that I am dealing with are encouraging me to use an online conveyancing firm rather than a local Wolvey conveyancing company?

As with many service providers, often recommendations from connections can be worth their weight in gold. Yet there are lots of parties with a vested interest in a conveyancing deal; estate agents, mortgage brokers and lenders may put forward solicitors to use. Sometimes these conveyancers might be known to one of the organisations as experts in their field, but sometimes there behind the scenes commercial relationship behind the recommendation. You are at liberty to select your preferred lawyer. Don't forget that many banks specify a panel list of conveyancers you must use for the mortgage related work in your house move.

I am an executor of my recently deceased mum’s Will, with a property in Wolvey which is to be sold. The house is unregistered at the Land Registry and I'm told that some estate agents will insist that it is completed before they'll move forward. What's the procedure for this?

In the circumstances you refer to it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.