Am I correct in assuming that the fact that my solicitor in Rugby is not listed on my lender's solicitor panel that there is a problem with the quality of her work?
It would be unwise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Rugby conveyancing firm and enquire why they are no longer on the approved list for your mortgage company.
Do conveyancers request money up-front for my conveyancing in Rugby?
Where you are retaining lawyers for conveyancing in Rugby your lawyer will request that you place them with funds to cover the search fees. Normally this is requested to cover the fees of the conveyancing searches. When the down payment is as part of the purchase price then this should be asked for immediately in advance of exchange of contracts. The closing balance that is due will be payable shortly before completion.
Due to the encouragement of my in-laws I had a survey completed on a house in Rugby ahead of appointing lawyers. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some banks will refuse to grant a mortgage on this type of property.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rugby. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I identify a Rugby solicitor on the Bank of Ireland conveyancing panel? I have a car and am prepared to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the search on this page. Please select a bank and your location and you will see a number of Rugby conveyancing lawyers located nearest you. We have detailed some Rugby conveyancing firms towards the end of this page and you can ring them to check if they are on the Bank of Ireland panel
I am using a search engine for the phrase conveyancing in Rugby it shows results of numerous conveyancersin the vicinity. With so much choice what is the best way to find the right conveyancer for my move?
The best method of choosing a suitable conveyancer is via trusted testimonial, so seek the counsel of colleagues and those you trust who have acquired a property in Rugby or the respected estate agent or financial adviser. Charges for conveyancing in Rugby vary, so it's advisable to request a minimum of three estimates from varying types of companies. Be sure to seek confirmation that the fees are fixed.