My uncle passed away last year and as sole heir and executor I was left the house in Brinklow. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?
Given you intend to refinance then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
Is it necessary to pay for insurance to cover chancel repairs when purchasing a property in Brinklow?
Unless a previous acquisition of the premises completed after 12 October 2013 you could take it that conveyancing practitioners carrying out conveyancing in Brinklow to continue to recommend a chancel search and or chancel repair liability insurance.
I used Arc property Solicitors several years past for my conveyancing in Brinklow. I now require my papers but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Brinklow of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Taking into account that I will soon part with hundreds of thousands of pounds on a property in Brinklow I would like to talk to a conveyancer about myconveyancing ahead of instructing the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer who will be conducting your property ownership legalities in Brinklow.There is no ‘factory style conveyancing’ - each client is unique person, not a matter number. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Brinklow should be the amount on the final invoice that you are charged.
I have today had an offer accepted on an apartment in Brinklow and the broker that we are using suggested his conveyancing practitioner. He quoted a thousand pounds plus VAT and 3rd party costs. Does this sound like a good deal?
You should not rely on one estimate. You should obtain like-for-like quotes for your conveyancing in Brinklow. Then pick one that you are comfortable with and just as important, is on the approved list of the lender that you have applied for a mortgage from.