It may have been a long time coming a loan offer from NatWest for the remortgage of my 3 room garden flat is due any day now. Are you able to recommend a cheap conveyancing solicitor in Leamington Spa?

You have come to the wrong place to search for the lowest fares for conveyancing solicitors in Leamington Spa. Our intention is to offer cost effective conveyancing but we do not aim to advertise as being the cheapest. Avoid the trap of appointing organisations teasing you with ninety nine pound conveyancing in Leamington Spa. The optimum result, in choosing a lawyer for low cost conveyancing, you will earn what you pay for and at worst you will end up with a hefty uplift in extras and still not get the service required.

I sincerely hope you can help me. My Leamington Spa solicitor is assuring me that he is legally obliged toconduct Leamington Spa conveyancing searches becausethe firm are on the Santanderconveyancing panel. Is this really necessary?

You have limited options available to you. As you are obtaining a home loan with a mortgage company your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Leamington Spa conveyancing searches.

Me and my brother have a terraced Georgian house in Leamington Spa. Conveyancing practitioner represented me and Barnsley Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the exact same property. I'd like to know for sure, how can I find out??

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Leamington Spa and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing practitioner who conducted the purchase.

I'm buying my first flat in Leamington Spa with the aid of help to buy. The developers refused to budge the amount so I negotiated £7000 of additionals instead. The property agent told me not to tell my conveyancer about the side-deal as it will adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to find a conveyancing solicitor for residential conveyancing in Leamington Spa. I've chance upon a web site which seems to have the perfect answer If it is possible to get all this stuff done via phone that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?