I am hoping to complete my purchase in Whitnash next Monday. My property lawyer now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What does the insurance need to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These requirements are not limited to conveyancing in Whitnash.

Can I use your services to locate a Conveyancing solicitor in Whitnash even where I’m not buying or disposing of a house, for example if I wish to acquire a shop in Whitnash with a loan from Santander?

The service is primarily used to get a quote from domestic conveyancing solicitors in Whitnash but we have set out towards the bottom of this page a selection of Whitnash commercial conveyancing firms. You should make contact with the solicitors directly to check if they can also act for Santander

We are purchasing a flat in Whitnash. It might be a silly question but how we can trust a lawyer? On the day of competition we have to deposit our life savings into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

If you had a top tip for selecting a conveyancing solicitor in Whitnash what would it be?

It would be unwise to be tempted by the cheapest Whitnash conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

My partner and I have arranged the release of further monies on our home loan from Virgin Money as we intend to carry out renovations to our home in Whitnash. Are we obliged to choose a nearby Whitnash solicitor on the Virgin Money conveyancing panel to deal with the legals?

Virgin Money do not ordinarily require a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money list.

What makes your site different to other online quote calculators for conveyancing in Whitnash?

At this site get a conveyancing quote from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Whitnash. As opposed to estate agents and brokerage sites we do not operate referral deals with solicitors. Some agents and online brokers 'recommend' the firm who pay the highest per referral, as opposed to the best value conveyancing in Whitnash

I work for a reputable estate agent office in Whitnash where we have experienced a few flat sales jeopardised as a result of short leases. I have been given conflicting advice from local Whitnash conveyancing firms. Can you clarify whether the owner of a flat can commence the lease extension process for the purchaser on completion of the sale?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser need not have to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or simultaneously with completion of the sale.

An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

I purchased a leasehold flat in Whitnash, conveyancing was carried out January 1997. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in Whitnash with a long lease are worth £211,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease comes to an end on 21st October 2092

With just 67 years remaining on your lease the likely cost is going to span between £10,500 and £12,000 plus costs.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.