My IFA has requested my Hatton Park lawyer’ panel member for the Santander conveyancing panel. Can you suggest how I obtain this. I have tried my local Hatton Park branch but they have not responded to me.

The sensible thing to do is ask for this information from your Hatton Park conveyancer . Most Hatton Park conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.

The Hatton Park conveyancing firm handling our Hatton Park conveyancing has identified a discrepancy between the assumptions in the home valuation survey and what is in the title deeds. My lawyer informs me that he is duty bound to check that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s course or action legitimate?

Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

I just acquired a property at auction in Hatton Park. Conveyancing is required. What are my next steps?

Given that you are now exchanged you must hire the services of a conveyancing practitioner soon as you are facing a pending a fixed date to complete the deal. Every auction property will have an associated legal set of papers. This will likely include evidence of title and search results. In the case of leasehold premises the auction pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You must hand this to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds in order to complete the transaction on the set completion date.

My offer was accepted on a property in Hatton Park on 11/3/2024, valuation was booked 4 days later, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.

At last I have had an offer on an apartment in Hatton Park agreed to, the sellers do however have a tied purchase. The vendors have placed an offer on a flat, however it’s not yet tied up, and have viewings of other flats in the pipeline. I have selected a high street conveyancing solicitor in Hatton Park. What should be my next step? At what stage do I apply for the mortgage with Nationwide?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then valuation, Hatton Park conveyancing search costs, etc). The first thing to do is ensure that your conveyancer is on the Nationwide approved list. Concerning the subsequent stages this very much depends on the specifics of your transaction, desire for the property and on the state of the market. In a hot market the majority of purchasers will apply for a home loan with Nationwide and pay for the valuation and only if it was satisfactory would they request their solicitor to proceed with the conveyancing in Hatton Park.

How does conveyancing in Hatton Park differ for newly converted properties?

Most buyers of new build premises in Hatton Park approach us having been asked by the seller to sign contracts and commit to the purchase even before the property is completed. This is because new home sellers in Hatton Park tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hatton Park or who has acted in the same development.

My fiance and I may need to rent out our Hatton Park garden flat for a while due to a career opportunity. We used a Hatton Park conveyancing firm in 2003 but they have since shut and we did not think at the time get any guidance as to whether the lease permits subletting. How do we find out?

Even though your previous Hatton Park conveyancing solicitor is no longer around you can review your lease to check if it allows you to sublet the property. The rule is that if the lease is non-specific, subletting is permitted. Quite often there is a prerequisite that you must obtain permission via your landlord or other appropriate person prior to subletting. The net result is that you cannot sublet without first obtaining permission. The consent should not be unreasonably turned down. If the lease does not allow you to sublet you will need to ask your landlord for their consent.

I acquired a 1 bedroom flat in Hatton Park, conveyancing having been completed in 2005. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in Hatton Park with an extended lease are worth £265,000. The ground rent is £50 invoiced annually. The lease ends on 21st October 2100

With only 76 years remaining on your lease we estimate the price of your lease extension to range between £8,600 and £9,800 plus professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first seeking the advice of a professional.