What is the difference between a licensed conveyancer and conveyancing solicitor in Warwick

There are many registered licenced Conveyancers in Warwick and Solicitor partnerships in Warwick to choose from It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. They may both also handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

I am expecting a OIP from Nottingham this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nottingham recommend any Warwick solicitors on the Nottingham conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Warwick solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.

I was told two weeks ago that my mortgage has been agreed to by TSB. Is it usual for TSB to only issue the offer once my solicitor in Warwick is approved on their conveyancing panel? TSB have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.

Are there restrictive covenants that are commonly identified during conveyancing in Warwick?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Warwick. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I need to instruct a conveyancing solicitor for residential conveyancing in Warwick. I have discover a web site which seems to have the ideal offering If it is possible to get all the legals done via phone that would be ideal. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I’m about to sell my garden flat in Warwick. Conveyancing solicitors are to be appointed soon, however I have just received a quarterly service charge demand – Do I pay up?

Your conveyancing lawyer is likely to suggest that you should discharge the service charge as usual given that all ground rent and service invoices will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I am the registered owner of a 1st floor flat in Warwick, conveyancing was carried out 4 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar flats in Warwick with an extended lease are worth £190,000. The average or mid-range amount of ground rent is £65 yearly. The lease runs out on 21st October 2080

You have 61 years remaining on your lease we estimate the premium for your lease extension to range between £19,000 and £22,000 as well as legals.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to provide the actual costs without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before seeking the advice of a professional.

I have noted on numerous online forums that when selecting a conveyancing firm they must be approved by your bank. This is my first home move but I have an AIP via Birmingham Midhshires and I already have a family conveyancing lawyer in Warwick at the ready. Will Santander require an approved lawyer to be selected? Does a directory of approved conveyancers even exist for my conveyancing in Warwick?

You should instruct a solicitor that is on the Santander panel. The first thing to do is ring your preferred Warwick conveyancing solicitor and ask if they are on the Santander panel. If they are not approved you have a couple of choices available to you here:

• Carry on with your chosen Warwick property lawyer but Santander will undoubtedly use a property lawyer on their conveyancing panel. The net result is additional fees and likely frustration.
• Appoint a fresh solicitor to act in the purchase, ensuring that they are on the Santander conveyancing panel.
• Convince your lawyer to do everything possible to get listed on the Santander conveyancing panel.