What can a local search inform me regarding the property my wife and I buying in Harbury?
Harbury conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations for instance Xpress Legal The local search is essential in every Harbury conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your new home. The search should reveal data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
How does conveyancing in Harbury differ for newly converted properties?
Most buyers of new build or newly converted property in Harbury come to us having been asked by the seller to exchange contracts and commit to the purchase even before the house is ready to move into. This is because developers in Harbury usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Harbury or who has acted in the same development.
I was pointed in your direction by a number of estate agents in Harbury to select a property lawyer using your seach tool. What’s the financial upside for Estate Agents to offer your site over and above another?
We refuse to give any commission for directing people to this site. We thought it would be too underhand to pay a commission because members of the public would think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
I need to appoint a conveyancing solicitor for purchase conveyancing in Harbury. I happened to land on a site which appears to be the perfect solution If it is possible to get all this stuff done via phone that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I happen to be an executor of my recently deceased mother’s Will, with a bungalow in Harbury which is to be marketed. The bungalow has never been registered at HMLR and I'm told that many buyers solicitors will insist that it is in place before they will proceed. What's the procedure for this?
In the situation that you have set out it seems sensible to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.