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Recently asked questions about conveyancing in Kineton

My partner’s sister is a conveyancing practitioner. I suspect that I can be offered preferential fee for conveyancing, However if that does not come through, what kind of costs should I be paying for conveyancing in Kineton?

You should contrast pricing. Do use our search tool on this page. Whilst fees seem to contrast greatly but the service one can expect differ between property lawyers as is true with most professions.

Should our solicitor be asking questions concerning flooding during the conveyancing in Kineton.

Flooding is a growing risk for solicitors specialising in conveyancing in Kineton. Plenty of people will buy a house in Kineton, fully expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the buyer.

Lawyers are not qualified to impart advice on flood risk, however there are a numerous searches that can be carried out by the purchaser or on a buyer’s behalf which can figure out the risks in Kineton. The conventional set of completed inquiry forms given to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the seller to find out whether the property has ever been flooded. If the residence has been flooded in past and is not notified by the owner, then a buyer could issue a claim for damages stemming from an incorrect response. A purchaser’s lawyers will also conduct an enviro search. This should reveal if there is any known flood risk. If so, additional investigations will need to be made.

Me and my brother purchased a 4 bedroom Edwardian house in Kineton. Conveyancing solicitor acted for me and HSBC Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kineton and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing practitioner who conducted the conveyancing.

I decided to have a survey done on a property in Kineton ahead of instructing conveyancers. I have been told that there is a flying freehold element to the property. My surveyor advised that some mortgage companies will not give a loan on this type of premises.

It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. If you contact us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Kineton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kineton to see if the conveyancing costs will increase in light of this.

I today plan to offer on a house that seems to tick a lot of boxes, at a great figure which is making it all the more appealing. I have subsequently discovered that it's a leasehold as opposed to freehold. I am assuming that there are issues buying a leasehold house in Kineton. Conveyancing solicitors have not yet been appointed. Will they explain the issues?

The majority of houses in Kineton are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area can assist with the conveyancing process. We note that you are buying in Kineton so you should seriously consider shopping around for a Kineton conveyancing practitioner and be sure that they have experience in transacting on leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions for example obtaining the freeholder’sconsent to conduct changes to the property. You may also be required to pay a service charge towards the maintenance of the communal areas where the house is located on an estate. Your conveyancer should report to you on the legal implications.

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Find out more about how flying freehold can affect your the value of a property.