I am in the market for a reasonably priced property lawyer. Do I opt for a web based conveyancer or a family Barnet conveyancing lawyer?
Barnet is a special area, where regional experience counts for a lot. The laid-back lifestyle is great – but not when it comes to your house move. The solicitors that we recommend host specialist Barnet knowledge with a proactive, can doapproach that helps the conveyancing to progress hassle free. It is a distinct advantage if they enjoy well established connections with financial advisers, search providers, valuers and counterpart Barnet conveyancing firms
Can your site be used to locate a Conveyancing solicitor in Barnet even where I’m not buying or selling a house, for instance where I wish to acquire an office in Barnet with a mortgage from Alliance & Leicester ?
Our search tool is predominantly there to find residential conveyancing solicitors in Barnet but we have set out at the end of this page some Barnet commercial conveyancing firms. You will need to make contact with the company directly to check if they are also authorised to represent Alliance & Leicester
My grandmother passed away six months ago and as sole heir and executor I was left the house in Barnet. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this possible?
If you plan to re-mortgage then Virgin Money will insist on your using a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.
How does conveyancing in Barnet differ for newly converted properties?
Most buyers of new build or newly converted property in Barnet approach us having been asked by the seller to sign contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Barnet tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Barnet or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Barnet is where the house is located. Is there any guidance you can give?
Flying freeholds in Barnet are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Barnet you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Barnet may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.