I am getting a offer of a home loan from Santander. I intend to enlist the help of a Licensed Conveyancer in Chipping Barnet. Does the Santander Conveyancing panel allow for Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Are the Chipping Barnet conveyancing solicitors identified as being on the HSBC conveyancing panel, together with their details provided by HSBC?
Chipping Barnet conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
Have just purchased a probate house at auction in Chipping Barnet. Conveyancing is required. What are my next steps?
Now that you have legally bound yourself to purchase you should find a conveyancing lawyer quickly as you now have a pending a fixed date to complete the conveyancing. An auction property will have an associated legal pack. This will include most,if not all of the paperwork that your solicitor will need. In the case of leasehold property the auction papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to a leasehold property. You must give this to the solicitor working for you as soon as possible. You also need to ensure that your finances are in place to complete on the date specified in the contract.
We previously chose conveyancers locally in Chipping Barnet on the Aldermore solicitor panel. They are now charging me a separate charge for dealing with the Aldermore mortgage. Is this a supplemental conveyancing fee set by Aldermore?
Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your property lawyer may charge a fee for this. The fee is not dictated by Aldermore but by your Chipping Barnet conveyancer. Some firms on the Aldermore panel will quote ’dealing with mortgage’ fee and others do not.
Completion of my purchase has taken place for my property in Chipping Barnet. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Chipping Barnet is where the house is located. What do you suggest?
Flying freeholds in Chipping Barnet are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chipping Barnet you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chipping Barnet may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How does the Landlord & Tenant Act 1954 impact my commercial offices in Chipping Barnet and how can you help?
The 1954 Act provides a safeguard to business leaseholders, giving them the right to apply to court for a continuation of occupancy at the end of the lease term. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Chipping Barnet is one of the many areas of the UK in which our lawyers are based