Find a Temple Fortune Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Temple Fortune? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Temple Fortune conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Temple Fortune

What is the first thing I need to know regarding purchase conveyancing in Temple Fortune?

Not many law firms shout this from the rooftops but conveyancing in Temple Fortune or throughout North London is an adversarial process. Put another way, when it comes to conveyancing there exists plenty of room for confrontation between you and other parties involved in the ownership transfer. For instance, the seller, selling agent and even potentially a lender. Appointing a solicitor for your conveyancing in Temple Fortune is a critical decision as your conveyancer is your adviser, and is the ONE party in the transaction whose interest is to look after your legal interests and to keep you safe.

We are witnessing a definite emergence of a "blame" culture- someone has to be blamed for the process being so protracted. We recommend that you must always trust your lawyer ahead of the other parties in the conveyancing process.

We are aiming to move home in April. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you put forward a removal company in Temple Fortune. Conveyancing solicitor was found prior to coming across this site.

On the afternoon of completion you can collect the keys from the property agent however this should only occur when the previous owners conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be passed over. After that you should inform the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can assist you in finding a residential property solicitor in Temple Fortune or a solicitor that specialises in conveyancing in Temple Fortune.

We had chosen conveyancers with offices in Temple Fortune on the Yorkshire BS solicitor panel. They have just invoiced me a supplemental charge for the legal aspects of the Yorkshire BS mortgage. Is this a supplemental conveyancing fee set by Yorkshire BS?

Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your solicitor may charge a fee for this. This charge is not dictated by Yorkshire BS but by your Temple Fortune conveyancing practitioner. Numerous firms on the Yorkshire BS panel will quote an ‘acting for lender’ fee but plenty of practices incorporate it on their overall fee.

I have paid off my mortgage with Lloyds. I assume I don't need a Temple Fortune solicitor on the Lloyds panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Lloyds has sent the Land Registry the discharge electronically, and
  3. Lloyds has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Lloyds mortgage has been paid off.

I moved into my flat on 16 March and the transaction details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Temple Fortune expressed confidence that it will be concluded in less than a month. Are titles in Temple Fortune particularly slow to register?

As far as conveyancing in Temple Fortune registration is no faster or slower than the rest of the country. Rather than based on location, timescales can adjust subject to who lodges the application, whether there are errors and whether the Land registry communicate with any third parties. As of today in the region of 80% of submission are completed within two weeks but occasionally there can be protracted delays. Historically registration occurs after the new owner is living at the premises therefore 'speed' is not always primary concern but where it is urgent that the the registration takes place urgently then you or your conveyancer must communicate with the Registry to express the reasoning for an expedited registration.

Am I right to be wary that estate agents that I am dealing with are recommending a national conveyancing firm as opposed to a High Street Temple Fortune conveyancing company?

As is the case with lots of service providers, often input from relatives can be most helpful. But there are many players in a conveyancing matter; estate agents, financial adviser and mortgage companies might all suggest solicitors to retain. On occasion these lawyers might be known to one of the organisations as being good in their field, but sometimes there is an underlying commercial relationship behind the endorsement. You have the discretion to select your preferred lawyer. Don't forget that some mortgage providers operate an approved list of solicitors you must use for the mortgage related work in your conveyancing.

Completion is due on the disposal of our £275,000 maisonette in Temple Fortune on Monday in a week. The freeholder has quoted £324 for Landlord’s certificate, insurance certificate and previous years service charge statements. Is the landlord entitled to charge an administration fee for a flat conveyance in Temple Fortune?

Temple Fortune conveyancing on leasehold flats often involves the buyer’s lawyer sending questions for the landlord to answer. Although the landlord is not legally bound to respond to such questions the majority will be content to do so. They are entitled to levy a reasonable administration fee for responding to questions or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is £350, in some transactions it is in excess of £800. The management information fee invoiced by the landlord must be sent together with a summary of entitlements and obligations in relation to administration fees, otherwise the invoice is not strictly payable. In reality one has little choice but to pay whatever is demanded should you wish to exchange contracts with the buyer.

After years of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in Temple Fortune. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

Most certainly. We are happy to put you in touch with a Temple Fortune conveyancing firm who can help.

An example of a Lease Extension case for a Temple Fortune premises is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case affected 1 flat. The unexpired lease term was 76 years.

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