I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Temple Fortune. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 21/2/2026, the requirements read as follows :
A colleague informed me that in purchasing a property in Temple Fortune there could be a number of restrictions affecting the ability to carry out external changes to the property. Is this right?
We are aware of a number of properties in Temple Fortune which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Temple Fortune should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I had a mortgage agreed in principle with Skipton. Temple Fortune conveyancing practitioners have been chosen. What is the average time that one could expect to receive a mortgage offer from Skipton?
Some lenders take longer than others. Have Skipton done the valuation? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
About to purchase apartment in Temple Fortune. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Temple Fortune property lawyer is on the Bank of Ireland conveyancing panel.
Despite weeks of looking the Title Certificate and documents to our house can not be found. The solicitors who handled the conveyancing in Temple Fortune 10 years ago have long since closed. What are my options?
You no longer need to have the physical deeds to prove you own the land or property, given that the Land Registry hold details of all registered land or property electronically.
I need to retain a conveyancing solicitor for some conveyancing in Temple Fortune. I've discover a web site which seems to have the perfect offering If there is a chance to get all the legals completed via phone that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My father-in-law mentioned that when selecting a conveyancing solicitors they must be approved by your lender. I am first time buyer with but I have an offer in principle via Birmingham Midhshires and I already have a bricks and morter conveyancing solicitor in Temple Fortune in place. Does Virgin Money require an approved lawyer to be used? Does a list of panel firms even exist for my conveyancing in Temple Fortune?
You need to choose a solicitor that is on the Virgin Money panel. Just telephone your chosen Temple Fortune conveyancing solicitor and ask if they are on the Virgin Money panel. If they are not on the panel you have numerous choices open to you here:
- Complete the deal with your existing Temple Fortune property lawyer but Virgin Money will undoubtedly appoint a property lawyer on their approved panel. This will result in additional cost together with probable delay.
- Choose a fresh lawyer to act in the purchase, not forgetting to check that they are on the Virgin Money conveyancing panel.
- Convince your conveyancer to pull out all the stops to join the Virgin Money conveyancing panel.