As a first time buyer what is the most important advice you can impart about purchase conveyancing in Altrincham?
Not many law firms or advisers will tell you this but conveyancing in Altrincham or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there exists lots of opportunity for conflict between you and other parties involved in the legal transfer of property. For example, the vendor, estate agent and on occasion a lender. Choosing a lawyer for your conveyancing in Altrincham should not be taken lightly as your conveyancer is your adviser, and is the SOLE party in the process whose role it is to look after your best interests and to protect you.
Sometimes a potential adversary will try and persuade you that it is in your interests to do things their way. As an example, the estate agent may claim to be helping by claiming that your lawyer is wrong. Or your mortgage broker may tell you to do take action that is against your solicitors advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
When researching mumsnet.com for a conveyancing solicitor in Altrincham, most post that I should look for a CQS assured lawyer. What is CQS?
The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to best practice conveyancing processes via the scheme protocol the standard covers numerous partnerships who carry out conveyancing in Altrincham.
Are there restrictive covenants that are commonly identified during conveyancing in Altrincham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Altrincham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey completed on a property in Altrincham prior to appointing conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some banks may refuse to grant a mortgage on a flying freehold property.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Altrincham. Conveyancing may be slightly more expensive based on your lender's requirements.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.