We were just about to exchange contracts for a ground floor flat in Baguley. We have hit a snag. Our loan offer with Yorkshire Building Society runs out on 11/2/2019 but the owners are suggesting a completion date of 13/2/2019. Can one prolong the loan offer?
The person best placed to address this concern is your solicitors who will assess if he or she is corresponding with the bank, owner’s solicitors, selling agents or possibly all parties given the history of your conveyancing as of today.
Can your site be used to locate a Conveyancing solicitor in Baguley even where I’m not purchasing or disposing of a house, for example where I want to acquire an office in Baguley with a loan from Barnsley Building Society?
Our search tool is mainly there to find residential conveyancing solicitors in Baguley but we have recorded towards the bottom of this page some Baguley commercial conveyancing firms. You will need to enquire with the company directly to see if they are also authorised to represent Barnsley Building Society
I am buying my first flat in Baguley with the aid of help to buy. The sellers refused to reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep advised me not reveal to my conveyancer about the deal as it would impact my mortgage with Bank of Ireland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a property in Baguley ahead of appointing lawyers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies may not grant a loan on a flying freehold premises.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Baguley. Conveyancing will be smoother if you use a solicitor in Baguley especially if they are accustomed to such properties in Baguley.
I need to instruct a conveyancing practitioner in Baguley for my house move. Is there any facility to see a firm’s complaints history with the legal regulator?
One can see documented Solicitor Regulator Association (SRA) determinations arising from investigations started on or after Jan 2008. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor call for training reasons.