I'm in the process of changing my current residential home loan to a BTL Bank of Ireland mortgage. The bank has said that I must appoint a conveyancer as part of the process. I had a chat my past Moss Nook conveyancing firm who acted on my behalf when I first bought the premises. The quote provided of £575 plus disbursements has shocked me as its a remortgage than a sale or purchase.
The quote is slightly on the steep side. If you you were to look around you may be able to trim some of the cost by as much as £125. That being said, assuming were satisfied with the assistance the firm offered you mightlive to regret opting for an an untested solicitor. Don't forget to ensure that the firm can also act for Bank of Ireland. Do utilise our search tool to get a quote a Moss Nook conveyancing firm on the Bank of Ireland approved list of lawyers, which can often include conveyancing solicitors in Moss Nook.
My god-son is about to exchange on a house that has just been built in Moss Nook with a home loan from Kent Reliance. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Moss Nook is the location of the property. Is there any guidance you can give?
Flying freeholds in Moss Nook are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Moss Nook you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Moss Nook may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have been advised by numerous estate agents in Moss Nook to locate a conveyancer on your site. What’s the financial advantage for Estate Agents to recommend your site over another?
We don’t make any commission for pointing buyers and sellers our way. We thought it would be too underhand a fee because home movers will think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
I am not able to travel my Moss Nook conveyancing solicitors office to sign documents for conveyancing in Moss Nook – is this a problem?
Not a problem. Moss Nook conveyancing solicitors can conduct conveyancing transactions for clients from a distance. It is not necessary for you to be able to be present a Moss Nook conveyancers office. Almost all property lawyer can undertake everything remotely from their Moss Nook office.