Much to our surprise we have been informed by our mortgage adviser that my Moss Nook solicitor is not on the lender Conveyancing panel. What can I do to be sure that this is correct?

Your first step should be to contact your Moss Nook lawyer directly. You lawyer should advise you of the situation. Where they are not on the panel they may recommend you to a Moss Nook conveyancing firm that is on the approved list of lawyers for your mortgage company.

My wife and I are refinancing our apartment in Moss Nook with . We have a son approaching twenty who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the property is forfeited by the lender. I have a couple of questions (1) Is this document specific to the conveyancing panel as he never had to sign this form when we bought 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

As someone not used to the Moss Nook conveyancing process what’s the number one tip you can give me for the ownership transfer in Moss Nook

You may not hear this from too many lawyers but conveyancing in Moss Nook or throughout England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there exists an abundance of room for friction between you and others involved in the ownership transfer. For example, the vendor, property agent and on occasion a mortgage company. Selecting a lawyer for your conveyancing in Moss Nook should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the process whose responsibility is to act in your best interests and to protect you.

Sometimes a third party with a vested interest may try and persuade you that you should follow their advice. For instance, the selling agent may claim to be helping by suggesting your conveyancer is wrong. Or your mortgage broker may tell you to do something that is contrary to your solicitors advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

Just had an offer accepted on a new build flat in Moss Nook. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Moss Nook

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I have just appointed agents to market my 2 bed flat in Moss Nook.Conveyancing has not commenced however I have just had a half-yearly maintenance charge invoice – what should I do?

Your conveyancing lawyer is likely to suggest that you should discharge the service charge as usual given that all rents and maintenance payments should be allottedas part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially