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Recently asked questions about conveyancing in Alderley Edge

We were just about to sign contracts for a semi detached house in Alderley Edge. We encountered a snag. The mortgage offer with Barclays expires on 9/12/2021 but the vendors are suggesting a completion date of 13/12/2021. Can one prolong the loan expiry date?

The person best placed to deal with your question is your solicitors who will determine if he or she is corresponding with the mortgage company, owner’s solicitors, estate agents or possibly all parties given what has gone on in your transaction to date.

I require expedited conveyancing in Alderley Edge as I have an ultimatum to complete inside one month. A home loan is not required. Can I escape the need for conveyancing searches to save fees and time?

If.Given you are are a mortgage free purchaser you have the choice not to do searches although no conveyancer would recommend that you don't. With lots of history conveyancing in Alderley Edge the following are examples of issues that can crop up and therefore impact future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...

I am looking for a ground for flat up to £235,500 and identified one round the corner in Alderley Edge I like with amenity areas and railway links nearby, however it's only got 51 years on the lease. I can't really find anything else in Alderley Edge suitable, so just wondered if I would be making a grave error purchasing a short lease?

Should you require a home loan the shortness of the lease may be an issue. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer about this.

What are your top tips when it comes to appointing a Alderley Edge conveyancing practice to deal with our lease extension?

If you are instructing a property lawyer for your lease extension (regardless if they are a Alderley Edge conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you make enquires with two or three firms including non Alderley Edge conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be helpful:

    What are the charges for lease extension work? How familiar is the practice with lease extension legislation?

Leasehold Conveyancing in Alderley Edge - A selection of Questions you should consider Prior to buying

    This information is helpful as a) areas could result in problems for the building as the common areas may start to deteriorate if services remain unpaid b) if the leaseholders have an issue with the managing agents you will wish to have complete disclosure In the main the outlay for major works are not included within maintenance charges, although there some managing agents in Alderley Edge obliged tenants to contribute towards a reserve fund and this is used to offset against larger repairs or maintenance. You should want to find out as much as possible regarding the managing agents as they can either make your life much simpler or problematic. Being a leasehold owner you are frequently at the mercy of the managing agents both financially and when it comes to day to day matters like the tidiness of the common parts. Ask other people what they think of their service. In conclusion, be sure you know the dates that you are obliged pay the maintenance charge to the managing agents and precisely what you get for your money.

We are about to buying a home in Alderley Edge. Can the lawyer keep our purchase price private from sites such as Zoopla. what can I do to ensure this is not noted?

The Land Registry as a matter of law required to specify price paid data on a register of the title for residential properties nationwide which includes properties in Alderley Edge. The Title Register is a public document, so HM Land Registry would be breaking the law excluded specific properties such as the one in Alderley Edge.

In essence you can make a request of HM Land Registry to hide the amount paid entry however the response would be a No.

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