It has come to my attention via my mortgage broker that my Wythenshawe lawyer is not on the mortgage company Conveyancing panel. What can I do to check?

The sensible course of action for you to take is to contact your Wythenshawe conveyancer. You lawyer should notify you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.

What does a local search tell me concerning the house my wife and I purchasing in Wythenshawe?

Wythenshawe conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search company such as Onsearch The local search is essential in every Wythenshawe conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your property. The search should supply information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.

Have purchased a a terraced house in Wythenshawe , how long will it take for the Land Registry to deal with the formalities evidencing my proprietorship? My Wythenshawe conveyancing solicitor works at snail pace, so I want to be sure the land registry aspects are concluded.

There is nothing unique when it comes to conveyancing in Wythenshawe registration formalities. As opposed to being determined by geographic area, timescales can vary depending on who lodges the application, whether it is in order and whether the Land registry communicate with any third parties. At present roughly 80% of such applications are fully addressed within 12 days but occasionally there can be longer delays. Registration takes place once the new owner has moved in to the property thus 'speed' is not typically primary concern but where there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.

I decided to have a survey completed on a house in Wythenshawe before retaining solicitors. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some mortgage companies will refuse to give a mortgage on this type of property.

It varies from the lender to lender. HSBC has different requirements for example to Halifax. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Wythenshawe. Conveyancing may be slightly more expensive based on your lender's requirements.

Sixweeks into purchasing a property in Wythenshawe. Conveyancing lawyer has told us the property is "Leasehold". Should this make a difference on our HSBC valuation?

Wythenshawe conveyancing does not in most situations involve leasehold houses. The main consideration here is the unexpired lease term and the ground rent. If it's 999 years with a peppercorn rent, it's essentially freehold, so it’s unlikely to affect the saleability too much.

At the other end of the spectrum, if it's, say, fifty five years it is bound to have a adverse impact on the saleability, and probably wouldn't be acceptable to the bank. The length of lease and ground rent will be specified in the lease which should be made available to your solicitor.