What is the best way to check that the solicitor conducting my conveyancing in Hulme is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for The Mortgage Works thus spending £175.00 in another set of conveyancing bill.
You should take advantage of the find a conveyancing panel solicitor tool on this page. Please choose the mortgage company and type ‘Hulme’ or your location and you will be presented with a number of lawyer located in Hulme or near you.
I note that there are debates on Chancel Insurance on online forums. Do I need this when purchasing a house in Hulme? or I am told that there is an ancient law that means some house owners residing in a parish church boundary will be compelled to contribute towards repairs towards the chancel within the church. Is this appropriate for conveyancing in Hulme?
Unless a previous purchase of the property took place after 12 October 2013 you may assume that lawyers delivering conveyancing in Hulme to continue to propose a a chancel search and or chancel repair liability insurance.
Due to the input of my in-laws I had a survey completed on a property in Hulme in advance of appointing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies tend refuse to grant a loan on a flying freehold premises.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hulme. Conveyancing may be slightly more expensive based on your lender's requirements.
In what way can the Landlord & Tenant Act 1954 affect my commercial offices in Hulme and how can your lawyers assist?
The 1954 Act gives protection to commercial leaseholders, giving them the right to make a request to court for a renewal tenancy and continue in occupation at the end of an expired lease. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and assist with commercial conveyancing in Hulme
What advice can you give us when it comes to finding a Hulme conveyancing practice to carry out our lease extension conveyancing?
When appointing a conveyancer for lease extension works (regardless if they are a Hulme conveyancing practice) it is essential that they be familiar with the legislation and specialises in this area of work. We recommend that you make enquires with two or three firms including non Hulme conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be useful:
What volume of lease extensions has the firm completed in Hulme in the last year? If they are not ALEP accredited then what is the reason?
Leasehold Conveyancing in Hulme - Examples of Questions you should ask before buying
Are any of leasehold owners in arrears of their service charge liability? The prefered form of lease arrangement is where the freehold title is owned by the leaseholders. In this arrangement the leaseholders benefit from being in charge if their destiny and although a managing agent is often employed where it is larger than a house conversion, the managing agent acts for the leaseholders themselves. Generally speaking the outlay for major works tend not to be included within service charges, albeit that there some managing agents in Hulme ask tenants to pay into a reserve fund created for the specific intention of building a fund for major works.