It has come to my attention via my mortgage broker that my Hulme lawyer is not on the mortgage company Conveyancing panel. What can I do to be sure whether this is correct?
You need to call your Hulme lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
I have 71 years remaining on my lease and need a lease extension for my flat in Hulme. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 20/11/2020 the requirements read as follows :
My bid for a property was accepted at auction in Hulme. Conveyancing is necessary. What happens now?
Having for all intents and purposes signed on the dotted line you should instruct a conveyancing practitioner as a matter of urgency as you are faced with a fast approaching deadline in which to complete the purchase. Every auction property should have a bespoke auction pack. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You need to hand this to the solicitor instructed by you at the earliest opportunity. You also need to ensure that you have funds in order to complete the transaction on the set completion date.
This question may be naive but I am wet behind the ears as a first time purchaser of a garden flat in Hulme. Do I collect the keys to the house on the completion date from my solicitor? If so, I will appoint a High Street conveyancing solicitor in Hulme?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s lawyers, and once they have received this, you should be able to receive the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.
I am expecting a OIP from HSBC this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do HSBC recommend any Hulme solicitors on the HSBC conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Hulme solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
I need to appoint a conveyancing solicitor for my conveyancing in Hulme. I've chance upon a site which seems to have the ideal offering If it is possible to get all formalities done via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Is there a distinction between surveying and conveyancing in Hulme?
Conveyancing - in Hulme or elsewhere - is the process of legally transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you discover the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the seller to remedy the defects prior to you complete your move.