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Find a Broughton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Broughton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Broughton home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Broughton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Broughton

I'm buying my first flat in Broughton with a mortgage from Norwich and Peterborough Building Society. The sellers refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not reveal to my solicitor about the deal as it would adversely affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a ground for flat up to £195,000 and identified one close by in Broughton I like with a park and railway links nearby, the downside is that it only has 61 remaining years left on the lease. There is not much else in Broughton in this price bracket, so just wondered if I would be making a mistake buying a short lease?

Should you need a home loan that many years will be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.

How easy is it to swap solicitor as I need to select one who is on the HSBC Bank conveyancing list. I was using a local conveyancing solicitor in Broughton round the corner but she is not accepted by HSBC Bank

We will our best to assist in finding you a conveyancing solicitor in Broughton on the HSBC Bank panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Broughton. In utilising search facility on this website, you can scrutinise costs for conveyancing solicitors in Broughton and beyond.

In my capacity as executor for the will of my uncle I am selling a property in Monmouth but live in Broughton. My solicitor (approximately 300 miles from meneeds me to sign a stat dec before the transaction finalising. Could you suggest a conveyancing practitioner in Broughton who can attest this legal document for me?

strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are Broughton based

Do you have any top tips for leasehold conveyancing in Broughton from the perspective of expediting the sale process?

  • A significant proportion of the delay in leasehold conveyancing in Broughton can be reduced if you instruct lawyers the minute you market your property and ask them to collate the leasehold documentation which will be required by the buyers’ representatives.
  • Some Broughton leases require Licence to Assign from the landlord. If this is the case, you should notify your estate agents to make sure that the purchasers obtain financial (bank) and professional references. The bank reference should make it clear that the buyer is able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their solicitors. If you have carried out any alterations to the residence would they have required Landlord’s permission? Have you, for example installed wooden flooring? Broughton leases often stipulate that internal structural alterations or addition of wooden flooring require a licence issued by the Landlord approving such changes. Should you dont have the paperwork in place do not contact the landlord without contacting your lawyer first. If you have had any disputes with your landlord or managing agents it is very important that these are settled before the property is marketed. The buyers and their solicitors will be reluctant to purchase a flat where there is an ongoing dispute. You will have to accept that you will have to pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the buyers, but it is clearly preferable to present the dispute as over as opposed to unresolved.

I invested in buying a 1st floor flat in Broughton, conveyancing was carried out in 2010. Can you give me give me an indication of the likely cost of a lease extension? Similar properties in Broughton with over 90 years remaining are worth £186,000. The ground rent is £55 invoiced every year. The lease finishes on 21st October 2074

With only 52 years remaining on your lease the likely cost is going to span between £29,500 and £34,000 as well as costs.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide the actual costs without more detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.

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