Find a Littleborough Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Littleborough? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Littleborough home move at risk of delay or failure.

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Recently asked questions about conveyancing in Littleborough

We are purchasing a house and need a conveyancing solicitor in Littleborough who is on the Kent Reliance approved panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Littleborough.

My property lawyer in Littleborough is not on the Halifax Approved Panel. Is it possible for me to continue with my family solicitor even though they are not on the Halifax approved list?

Your options are as follows:

  1. Complete the purchase with your existing Littleborough solicitors but Halifax will need to instruct a lawyer on their list of acceptable firms. This will inevitably rack up the overall legal charges and cause frustration.
  2. Find a new practitioner to act in the conveyancing, not forgetting to check they are Persuade your conveyancer to use their best endeavours to join the Halifax conveyancing panel

How does conveyancing in Littleborough differ for newly converted properties?

Most buyers of new build property in Littleborough contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is finished. This is because developers in Littleborough typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Littleborough or who has acted in the same development.

Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Littleborough is where the house is located. Can you shed any light on this issue?

Flying freeholds in Littleborough are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Littleborough you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Littleborough may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

The conveyancers undertaking our conveyancing in Littleborough has forwarded documents to review that indicate that the land is unregistered with epitome documents. Why is the property not currently recorded at HMLR?

Whilst most properties in Littleborough are now registered with HM Land Registry there are still a few that are unregistered. Any property in Littleborough that has been purchased since the late 1980’s will have been registered at the HM Land Registry under the compulsory ‘first registration’ scheme. However, if a Littleborough property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Littleborough conveyancing practitioners will be familiar with this type of conveyancing but in the event that uncertainty exists the prevailing proposition presently appears to be for the vendor’s solicitor to register it first and subsequently sell - this will predictably result in a protracted transaction.

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Find out more about how flying freehold can affect your the value of a property.