lenderpanel

Find a Rochdale Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rochdale? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rochdale transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Rochdale conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Rochdale

My partner and I are acquiring a newly constructed apartment in Rochdale and my solicitor is informing me that she is duty bound to the mortgage company to reveal incentives from the seller. I am on a tight deadline to sign contracts and I have no desire to delay the conveyancing. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Finally the sale completed on my house in Rochdale last December yet the purchaser is texting daily to moan that her solicitor is waiting to hear from mysolicitor. What are the post completion sale formalities following completion?

Following your sale your conveyancer is committed to send the transfer documentation and all additional paperwork to the purchaser's solicitors. Where relevant, your solicitor must also confirm that the legal charge in favour of the lender has been paid off to the buyers conveyancers. There are no post completion procedures specific conveyancing in Rochdale.

I am purchasing a new build flat in Rochdale. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Rochdale you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Rochdale.

I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Rochdale is the location of the property. Can you shed any light on this issue?

Flying freeholds in Rochdale are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rochdale you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rochdale may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I purchased a flat in Rochdale last 19/1/2023 and to date it is still not registered with HMLR. It is part of a new estate and my conveyancing practitioner told me that it can take twelve months to register. I have spoken with HMLR directly and they say that the original application was cancelled due to questions not being addressed in time. Do I need to be concerned?

Contact your property lawyer - Where you are unsatisfied with the responses, find out about their internal complaints procedure and escalate your problem to a Complaints Manager. Registrations for Rochdale conveyancing are not known to be especially complex.

Last updated

Find out more about how flying freehold can affect your the value of a property.