I'm in the process of porting my domestic loan to a BTL Halifax mortgage. I have been informed by my broker that I must appoint a lawyer for this. I spoke to my past Rochdale conveyancing firm who who conducted the conveyancing when I originally acquired the premises. The fee calculation sent of £550 has shocked me as I am not require purchase conveyancing - it’s simply a bog-standard refinance.
The quote is fractionally on the steep side. If you are willing to expend time scrutinising quotes you may be able to get the conveyancing a bit cheaper by as much as £125. That being said, assuming were pleased with the conveyancing the firm gave you maylive to regret opting for an an untested lawyer. If is important to be sure the solicitor can represent Halifax. Do use our search tool to choose a Rochdale conveyancing firm on the Halifax conveyancing panel, which can often include conveyancing solicitors in Rochdale.
How up to date is your database of Rochdale solicitors on the Nationwide conveyancing panel? Do Nationwide send you an updated list?
Rochdale conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.
This question may be naive but I am wet behind the ears as a first time buyer of a garden flat in Rochdale. Do I pick up the keys to the house on the completion date from my conveyancer? If this is the case, I will appoint a local conveyancing solicitor in Rochdale?
On the day of completion you will not be required to go to the conveyancers office in Rochdale. Your solicitors will arrange to send the purchase money to the vendor’s solicitors, and once they have received this, you will be invited to collect the keys from the property Agents and start moving into the property. Usually this occurs early afternoon.
Two weeks ago we had a mortgage agreed in principle with RBS. Rochdale conveyancing lawyers were chosen. What is the average time that one could expect to receive a mortgage offer from RBS?
There is no definitive answer here. Have RBS completed the valuation? Have you informed RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Completion of my remortgage has taken place for my property in Rochdale. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I used Wolstenholmes a few years ago for my conveyancing in Rochdale. I now require my file but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Rochdale of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Taking into account that I will soon spend over three hundred thousand on a garden flat in Rochdale I wish to talk to a lawyer regarding thehome move prior to giving the go ahead to the firm. Is this something that you can arrange?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor who will be conducting your property ownership legalities in Rochdale.There is no ‘factory style conveyancing’ - each client is unique individual, not a case number. The law firms that we put you in touch with believe that the fees you are provided with for residential conveyancing in Rochdale should be the amount on the final invoice that you end up paying.