Are you able to suggest a Platform Home Loans Ltd sanctioned Rochdale conveyancing conveyancer that can complete within under 3 weeks? Am I best advised to go for a local Rochdale practice or a national firm?

We can recommend some very good Rochdale conveyancing firms. Another option is to visit the high street in Rochdale. Go in to a couple of firms and request to see a conveyancing solicitor for a fee estimate. Mention your deadline together with the reasons and get an assurance on speed. Choose the one that appears most efficient.

is it true that all Rochdale solicitors on the RBS conveyancing panel are governed by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the RBS conveyancing panel they would need to be overseen by the SRA. Many lenders do allow licenced conveyancers on their panel in which case such practice would be governed by the Council of Licensed Conveyancers.

I have today made my last payment due on my mortgage with UBS. I assume I don't need a Rochdale solicitor on the UBS panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where UBS has sent the Land Registry the discharge electronically, and
3. UBS has instructed the Land Registry to do so

Yorkshire BS have agreed my mortgage in principle, my offer on a house in Rochdale has been agreed to, now what?

Your property agent will need to know who your solicitors are (ensure that the conveyancers are on the bank’s approved list). Telephone Yorkshire BS or the financial adviser and finalise any appropriate documentation. Yorkshire BS will appoint a valuer who will get in contact with the selling agent or vendor to schedule a time for the valuation to occur. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. Yorkshire BS will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Rochdale.

The estate agent has sent us the confirmation of our purchase of a new build flat in Rochdale. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Rochdale

Please supply a car parking plan. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I am hoping to complete next month on a studio apartment in Rochdale. Conveyancing solicitors have said that they are sending me a report within the next couple of days. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Rochdale should include some of the following:

What you can do if an adjoining owner is in violation of a provision in their lease? Whether the lease restricts you from renting out the flat, or working from home The physical ownership of the demise. This could be the property itself but may include a loft or basement if relevant. Repair and maintenance of the flat Responsibility to repair and maintain the block. It is important that you know who is responsible the repair and maintenance of all parts of the block and communal areas

Leasehold Conveyancing in Rochdale - Examples of Queries before Purchasing

How many years are left on the lease? Who is in charge of the block?

Been reading online that Rochdale solicitors are more costly than Rochdale conveyancers in Rochdale when it comes to buying a property. Am I better off using a conveyancer or a solicitor where I am buying a house in Rochdale.

When it comes to conveyancing in Rochdale the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.