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Find a Rochdale Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rochdale? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rochdale home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Rochdale conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Rochdale

Why do I have to pay up front for my conveyancing in Rochdale?

Where you are retaining lawyers for conveyancing in Rochdale your solicitor will ask you place them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. If any deposit is payable against the total price then this will be needed immediately ahead of contracts are exchanged. The closing balance that is due will be payable shortly before completion.

My property lawyer in Rochdale has never been on on the Birmingham Midshires Conveyancing Panel. Can I still retain my family solicitor notwithstanding that they are not on the Birmingham Midshires list of approved lawyers?

The limited options available to you here include:

  1. Carry on with your existing Rochdale solicitors but Birmingham Midshires will need to retain a lawyer on their list of acceptable firms. This will inevitably rack up the overall conveyancing fees as well as result in delays.
  2. Find a new solicitor to act in the purchase, not forgetting to check they are Birmingham Midshires approved.
  3. Try to convince your Birmingham Midshires based solicitor to attempt to join the Birmingham Midshires panel

I am intent on selling our house in Rochdale and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A high street Rochdale conveyancer would know this is not the case. For the life of me I don't know why the buyers are using an internet conveyancing practice as opposed to a conveyancing solicitor in Rochdale. Having lived in Rochdale for many years we know of no issue. Should we contact our local Authority to seek clarification that the buyers are looking for.

It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

How does conveyancing in Rochdale differ for newly converted properties?

Most buyers of new build property in Rochdale approach us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is finished. This is because developers in Rochdale tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Rochdale or who has acted in the same development.

Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Rochdale is where the house is located. Can you shed any light on this issue?

Flying freeholds in Rochdale are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rochdale you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rochdale may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

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Find out more about how flying freehold can affect your the value of a property.