I got the keys to my home on 9 August and the transaction details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Rochdale advises it would be formalised inside ten days. Are properties in Rochdale particularly slow to register?

As far as conveyancing in Rochdale is concerned, registration is no quicker or slower than the rest of the country. Rather than based on location, timeframes can adjust depending on the party submitting the application, whether there are errors and if the Land registry must send notices to any interested parties. Currently roughly three quarters of such applications are completed within two weeks but occasionally there can be protracted hold-ups. Registration takes place after the buyer has moved in to the property so an expedited registration is not typically top priority but if there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for the application to be prioritised.

I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Rochdale is where the house is located. Can you offer any advice?

Flying freeholds in Rochdale are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rochdale you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rochdale may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm remortgaging my primary home to a BTL mortgage with Platform Home Loans Ltd and intend to use the remaining equity as a down payment on another property. The location we are interested in is Rochdale. Will your conveyancers be able to act for the two mortgage companies and tie in the transactions?

Do use our comparison tool on this page to be sure that the lawyers are approved by both banks. Having checked that they are your solicitor should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you conveyancer and specify your desired outcome and needs.

I’m about to sell my ground floor apartment in Rochdale. Conveyancing solicitors are to be appointed soon, however I have recently had a half-yearly maintenance charge invoice – should I leave it to the buyer to sort out?

It best that you pay the maintenance contribution as you normally would as all rents and maintenance charges should be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I acquired a garden flat in Rochdale, conveyancing having been completed April 2011. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Rochdale with over 90 years remaining are worth £222,000. The average or mid-range amount of ground rent is £50 yearly. The lease ends on 21st October 2095

With only 70 years remaining on your lease we estimate the premium for your lease extension to span between £9,500 and £11,000 as well as costs.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.

We are midway through purchasing a residence in Rochdale. Conveyancing lawyer has told us the property is "Leasehold". Will this likely adversely affect the marketability of the house?

Rochdale conveyancing does not normally involve leasehold houses. The crucial consideration here is the unexpired lease term and the ground rent. If there are hundred of years years remaining with a peppercorn rent, it's essentially freehold, so it shouldn't impact the marketability too much.

At the other extreme, if it's, say, Sixty years it is bound to have a significant impact on the value, and most likely wouldn't be mortgageable. The remaining lease term and ground rent will be stated in the lease which should be made available to your conveyancing practitioner.