Can your site be used to find a Conveyancing solicitor in Rochdale even where I’m not buying or selling a house, for example where I want to buy an office in Rochdale with a loan from National Westminster Bank?

The service is mainly there to find domestic conveyancing solicitors in Rochdale but we have recorded at the end of this page some Rochdale commercial conveyancing firms. You should speak with the company directly to see if they can also act for National Westminster Bank

Me and my partner are purchasing a house in Rochdale. I might seem paranoid but how we can trust a solicitor? At some point we will need to deposit money into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

My husband and I have arranged a further advance on our mortgage from RBS as we wish to carry out alterations to our property in Rochdale. Are we obliged to choose a high street Rochdale solicitor on the RBS conveyancing panel to handle the legals?

RBS would not normally appoint a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS panel.

I am selling my apartment. I had a double glazing fitted in May 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Santander are being difficult. The Rochdale solicitor who is on the Santander conveyancing panel is recommending indemnity insurance as a solution but Santander are requiring a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?

It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I am buying my first flat in Rochdale with the aid of help to buy. The builders refused to reduce the price so I negotiated 6k of fixtures and fittings instead. The estate agent told me not disclose to my conveyancer about this extras as it may jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My father-in-law has suggested that I appoint his conveyancing solicitors in Rochdale. Should I use them?

No doubt the best way to select a conveyancing solicitor is to have guidance from friends or relatives who have experience in using the conveyancer that you are considering.

I am hoping to complete next month on a ground floor flat in Rochdale. Conveyancing solicitors inform me that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Rochdale should include some of the following:

Information concerning the obligations as set out in the lease to to contribute towards maintenance costs - in respect of the block, and the more general rights a tenant enjoys It needs to be made clear to you if the lease permits you to alter or upgrade aspects of the premises- you must know whether it relates to all alterations or just structural alteration, and whether licences for alterations is mandated necessary specifics of the parties to the lease, for instance these could be the tennant, head lessor, landlord Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? What remedies are open the freeholder should you have breached the provisions of the lease?

Rochdale Conveyancing for Leasehold Flats - Sample of Questions you should consider before Purchasing

Are there any major works anticipated that will add a premium to the service costs? What is the length of the lease? Be sure to find out if the the lease includes any adverse restrictions in the lease. By way of example it is fairly common in Rochdale leases that pets are not allowed in in a block in Rochdale. If you like the apartmentin Rochdale yet your dog is not allowed to move with you then you have a very difficult choice.