We previously appointed conveyancers located in Rochdale on the Kent Reliance solicitor panel. They have just billed me a supplemental amount for dealing with the Kent Reliance mortgage. Is this an additional conveyancing fee specified by Kent Reliance?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your solicitor is entitled to charge a fee for this. This charge is not dictated by Kent Reliance but by your Rochdale solicitor. Numerous firms on the Kent Reliance panel will levy an ‘acting for lender’ fee but many practices include it on their overall fee.
I have paid off my mortgage with Nottingham. I assume I don't need a Rochdale lawyer on the Nottingham panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
Coventry BS have agreed my home loan in principle, my bid on a house in Rochdale has been accepted, what happens next?
The property agent will need to know who your solicitors are (make sure the conveyancing practitioners are on the bank’s panel). Call up Coventry BS or the financial adviser and finalise any relevant paperwork. Coventry BS will instruct a valuer who will get in touch with the selling agent or seller to arrange an appointment. Once conducted (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Coventry BS will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Rochdale.
I need some fast conveyancing in Rochdale as I am faced with pressure to sign on the dotted line inside 4 weeks. Luckily I do not require a mortgage. Can I decline from having conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you are at liberty not to have searches conducted although no lawyer would suggest that you don't. With lots of history conveyancing in Rochdale the following are instances of what can show up and adversely affect the marketability of the property: Enforcement Notices, Outstanding Charges, Overdue Grants, Road Schemes,...
I used Arc property Solicitors a few years ago for my conveyancing in Rochdale. Now, I need my files however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Rochdale of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
What is different about your site and alternative internet conveyancing solicitors when it comes to conveyancing in Rochdale?
At this site obtain an accurate costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in Rochdale. Unlike many estate agents and brokerage sites we are not in the business of charging firms a fee if you choose them for your property ownership legalities in Rochdale
We're novice buyers - agreed a price, but the selling agent told us that the seller will only issue a contract if we use the agent's chosen lawyers as they need an ‘expedited deal’. We would rather use a family conveyancer who is accustomed to conveyancing in Rochdale
We suspect that the seller is unaware of this demand. Should the seller desire ‘a quick sale', alienating a serious purchaser is counter productive. Avoid the agents and go straight to the sellers and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you intend to appoint your preferred Rochdale conveyancing lawyers - not the ones that will earn their estate agent a kickback or hit his conveyancing thresholds demanded by head office.