My Shaw solicitor has identified a discrepancy between the surveyor’s assumptions in the valuation survey and what is in the conveyancing documents. My lawyer informs me that he is obliged to ensure that the lender is OK with this discrepancy and is still content to lend. Is my conveyancer’s course or action correct?
Your solicitor must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I used Action Conveyancing a few years past for my conveyancing in Shaw. I now require my papers but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Shaw of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey completed on a house in Shaw prior to retaining lawyers. I have been told that there is a flying freehold element to the property. The surveyor advised that some banks tend not grant a loan on this type of premises.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to call us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Shaw. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Shaw to see if the conveyancing costs will increase in light of this.
I am thinking of appointing a conveyancing lawyer in Shaw for my house move. Is it possible to check a firm’s complaints history with the profession’s regulator?
One can find published Solicitor Regulator Association (SRA) decisions resulting from inquisitions started on or after Jan 2008. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training reasons.
What if there is an issue with the searches carried out as part of our conveyancing in Shaw?
Normally, the majority of adverse entries that arise in Shaw conveyancing search results can be handled ahead of completion or indemnity insurance can be put in place. You need to remember that although you are buying the premises and may be content to accept the search results, your mortgage lender may not, and when all said and done the decision rests with them.