I am hoping to move into my new home in Hurst next Thursday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

All property lawyers on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not limited to conveyancing in Hurst.

Can your site be used to recommend a Conveyancing solicitor in Hurst even where I’m not purchasing or selling a house, for instance if I want to buy a shop in Hurst with a mortgage from Chelsea Building Society?

Our search tool is primarily there to select residential conveyancing solicitors in Hurst but we have recorded towards the end of this page a few Hurst commercial conveyancing firms. You will need to make contact with the company directly to establish if they are also authorised to represent Chelsea Building Society

How do I identify a Hurst solicitor on the Nationwide Building Society conveyancing panel? I drive a motor bike and am happy to travel upto 10miles to meet the conveyancer.

Feel free to make use of the tool on this page. Please choose the lender and your location and you will see a number of Hurst conveyancing lawyers located nearest you. We have detailed some Hurst conveyancing firms at the bottom of this page and you can call them to verify if they are on the Nationwide Building Society member panel

In my capacity as executor for the will of my father I am disposing of a house in Cardiff but reside in Hurst. My conveyancer (approximately 250 miles from meneeds me to execute a statutory declaration before completion. Can you recommend a conveyancing lawyer in Hurst to witness and place their company stamp on the document?

strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are located in Hurst

What are your top tips when it comes to appointing a Hurst conveyancing firm to deal with our lease extension?

When appointing a conveyancer for lease extension works (regardless if they are a Hurst conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you speak with two or three firms including non Hurst conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be helpful:

Can they put you in touch with clients in Hurst who can give a testimonial? What are the charges for lease extension work?

Leasehold Conveyancing in Hurst - Sample of Questions you should consider before Purchasing

The prefered form of lease arrangement is a share of the freehold. In this situation the tenants benefit from control and although a managing agent is usually retained where the building is larger than a house conversion, the managing agent is directed by the tenants. Plenty Hurst leasehold apartments will incur a service charge for maintenance of the block set on behalf of the freeholder. Where you acquire the flat you will have to pay this charge, usually periodically throughout the year. This can be anything from several hundred pounds to thousands of pounds for blocks with lifts and large common grounds. In all likelihood there will be a rentcharge for you to pay yearly, this is usually not a large figure, say about £50-£100 but you need to check as on occasion it can be many hundreds of pounds. Please note that where the lease has no more than 80 years it will affect the salability of the flat. It is worth checking with your lender that they are willing to lend given the lease term. A short lease means that you will probably have to extend the lease at some point and it is worth finding out how much this would cost. Remember, in most cases you would need to own the premises for two years before you are eligible to extend the lease.