The deeds to our property are lost. The conveyancers who handled the conveyancing in Ashton 10 years ago have long since closed. Will I be able to sell the house?
You no longer need to have the physical official documentation to prove you own the land or property, as the Land Registry have everything they need in a digital format.
How does conveyancing in Ashton differ for new build properties?
Most buyers of new build residence in Ashton come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is constructed. This is because developers in Ashton typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ashton or who has acted in the same development.
I'm refinancing my primary home to a BTL mortgage with Lloyds TSB Bank and I will use the ballance of the raised equity as a deposit on another house. The area we are interested in is Ashton. Will your solicitors be able to act for both sets of lenders and link together the transactions?
Make use of our comparison tool on this page to be sure that the solicitors are approved by both banks. On the basis that they are the lawyer should be able to tie up the two transactions but you should have a chat with you conveyancer and specify your expectations and needs.
I would like to sublet my leasehold flat in Ashton. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?
Your lease dictates the relationship between the freeholder and you the flat owner; in particular, it will say if subletting is not allowed, or permitted but only subject to certain conditions. The rule is that if the lease contains no expres ban or restriction, subletting is allowed. The majority of leases in Ashton do not contain an absolute prevention of subletting – such a clause would adversely affect the market value the flat. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly sending a duplicate of the tenancy agreement.
Leasehold Conveyancing in Ashton - A selection of Questions you should ask Prior to buying
Does the lease contain onerous restrictions? It would be prudent to discover as much as possible regarding the managing agents as they will either make your living at the property much simpler or problematic. As the owner of a leasehold property you are frequently in the clutches of the managing agents from a financial perspective and when it comes to practical issues such as the upkeep of the common parts. Ask other tenants what they think of them. In conclusion, be sure you understand the dates that the maintenance fees are due to the appropriate party and precisely what you get for your money. Best to be warned if a new roof is being put on or some other significant cost is coming up that will be shared amongst the tenants and may well materially impact the level of the maintenance charges or result in a specific invoice.
Whilst your website is a good idea there are many lawyers listed near Ashton being on the mortgage company conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the bank approved panel?
We are not in the business of recommending one firm above another as the right Ashton conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Ashton knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..