We note that you have a post code search directory listing firms on the Coventry BS conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Ashton?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Ashton.
What is the difference between a licensed conveyancer and conveyancing solicitor in Ashton
There are many registered licenced Conveyancers in Ashton and Solicitor partnerships in Ashton offering conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
Are all Ashton Conveyancing Quality Solicitors on the Skipton conveyancing panel?
Some major lenders now utilise the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
I had an offer accepted on a property in Ashton on 14/11/2025, valuation was booked 2 days later, all came back fine. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Are RBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Should our conveyancer be raising enquiries concerning flooding during the conveyancing in Ashton.
Flooding is a growing risk for solicitors specialising in conveyancing in Ashton. Plenty of people will buy a house in Ashton, fully aware that at some time, it may suffer from flooding. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Conveyancers are not qualified to impart advice on flood risk, however there are a numerous checks that can be undertaken by the purchaser or on a buyer’s behalf which can give them a better understanding of the risks in Ashton. The conventional set of completed inquiry forms sent to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the vendor to find out if the premises has suffered from flooding. If the premises has been flooded in past and is not revealed by the seller, then a purchaser could bring a legal claim for losses as a result of such an inaccurate response. The purchaser’s solicitors should also conduct an enviro report. This will higlight if there is a recorded flood risk. If so, additional inquiries will need to be conducted.
How does conveyancing in Ashton differ for newly converted properties?
Most buyers of new build residence in Ashton come to us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is built. This is because builders in Ashton typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ashton or who has acted in the same development.
Can you provide any top tips for leasehold conveyancing in Ashton from the perspective of speeding up the sale process?
- Much of the delay in leasehold conveyancing in Ashton can be bypassed if you get in touch lawyers as soon as your agents start marketing the property and request that they start to collate the leasehold information which will be required by the buyers’ representatives. If you have the benefit of shareholding in the Management Company, you should ensure that you are holding the original share document. Obtaining a duplicate share certificate can be a time consuming formality and slows down many a Ashton home move. If a reissued share certificate is required, do contact the company officers or managing agents (if relevant) for this at the earliest opportunity. Some Ashton leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, it would be prudent to place the estate agents on notice to make sure that the purchasers obtain bank and professional references. Any bank reference will need to confirm that the buyers are able to meet the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their solicitors. You may think that you are aware of the number of years left on your lease but you should double-check by asking your solicitors. A buyer’s lawyer will not be happy to advise their client to proceed with the purchase of a leasehold property the lease term is under 75 years. In the circumstances it is essential at an early stage that you consider whether the lease requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale.
I acquired a ground floor flat in Ashton, conveyancing having been completed in 2002. How much will my lease extension cost? Corresponding properties in Ashton with an extended lease are worth £175,000. The ground rent is £65 charged once a year. The lease ends on 21st October 2084
With only 58 years left to run the likely cost is going to span between £23,800 and £27,400 plus costs.
The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.