My IFA has asked me for my Ashton lawyer’ panel member for the Santander conveyancing panel. How do I obtain this. I have tried my local Ashton office but they have not got back to me yet.
You are best placed to get this information from your Ashton lawyer . Most Ashton law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
We are selling our flat in Ashton. Does the solicitor need to be required to be on the Skipton conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Skipton conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently in recent years.
A friend advised me that in purchasing a property in Ashton there may be various restrictions affecting the ability to carry out external changes to the property. Is this right?
We are aware of a number of properties in Ashton which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Ashton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We were going to get a OIP from RBS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Ashton solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Ashton solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
I had an offer accepted on a property in Ashton on 6/1/2021, valuation was booked 4 days after, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Are TSB entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
Are there restrictive covenants that are commonly picked up during conveyancing in Ashton?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Ashton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is planning consent required to change a single dwelling into two flats in Ashton? This has occurred to a property adjacent to my house in Ashton and was unaware of it happening until after the works were finished.
Planning Consent yes. Building Reg Approval yes.