lenderpanel

Find a Ashton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Ashton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Ashton transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Ashton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Ashton

My partner and I are planning to purchase a home in Ashton and have instructed a Ashton conveyancing firm. Within the last couple of days our conveyancer has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. Barclays Direct have this afternoon contacted us to advise us that they have now hit a problem as our Ashton lawyer is not on their approved list of lawyers. What do we do from here?

When purchasing a property with the benefit of a mortgage it is standard for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel as you are at liberty to use your preferred Ashton lawyers, in which case it will likely add costs, and it will likely delay the transaction as you are adding another lawyer into the mix.

I just acquired a flat at auction in Ashton. Conveyancing is required. What happens now?

Having legally bound yourself to purchase you must instruct a conveyancing solicitor as a matter of urgency as you will have a tight a fixed date to complete the purchase. All auction property should have a corresponding legal pack. This should include most,if not all of the documents that your solicitor will need. Where you are dealing with leasehold property the legal papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You must give this to the lawyer working for you ASAP. Do make sure that your finances are in order to complete the transaction on the set completion date.

I am buying a victorian detached house in Ashton. We would like to carry out a loft conversion at the property.Will legal work on the property involve enquiries to determine if these alterations are permitted?

Your solicitor should review the deeds as conveyancing in Ashton can on occasion identify restrictions in the title deeds which restrict certain works or need the permission of another owner. Many works need local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.

Planning on purchasing a maisonette in Ashton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Ashton conveyancer is on the Aldermore conveyancing panel.

Are there restrictive covenants that are commonly identified during conveyancing in Ashton?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Ashton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I have been on the look out for a leasehold apartment up to £245,000 and identified one round the corner in Ashton I like with open areas and station in the vicinity, the downside is that it only has 61 remaining years left on the lease. There is not much else in Ashton in this price bracket, so just wondered if I would be making a grave error buying a short lease?

Should you need a home loan the shortness of the lease may be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.

My step-father has suggested that I appoint his conveyancers in Ashton. Do I follow his recommendation?

No doubt the best way to choose a conveyancing practitioner is to seek recommendations from friends or relatives who have previously instructed the firm you're contemplating using.

Last updated

Find out more about how flying freehold can affect your the value of a property.